Dover, NJ 07801
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.50% 1.01% →
2-Year CD 0.55% 0.95% →
5-Year CD 0.80% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Picatinny is an NCUA insured institution located in Dover, NJ. It was founded in 1939 and has approximately $361.5 millions in assets.

Who can join?

If you live, work, worship or go to school in Morris County, you are eligible to open an account.

NCUA Insured Yes
Charter Number # # 3291
Date Established 1939
Assets $361.50 million
Loans $166.45 million
Deposits $326.81 million
Capital $30.34 million

Field of Membership Restrictions

Membership is available to anyone who lives, works, worship or attends school anywhere in Morris County.

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.80% $10,000 $14,999 Learn More
60 Mo CD
0.80% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 $99 Learn MoreShow Less
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PICATINNY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: 13256
2.575% 2.500% 1.00 $2,468 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Picatinny branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Picatinny Locations

Financial Details

Picatinny Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Picatinny. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Picatinny U.S. Average
4.56% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Picatinny had $1,218,142 in non-current loans and $194,810 in owned assets. To cover these potential losses it had $30,343,985 in net worth and $622,528 in loans loss reserves. That gives it a Texas Ratio of 4.56%.

Net Worth
Picatinny U.S. Average
8.39% 13.61%

Picatinny FCU has a net worth of 8.39% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Picatinny

Branches and Savings

What is Picatinny?

A federal credit union, registered with the NCUA under certificate #3291.
Learn more about credit unions here.

Is Picatinny FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Picatinny?

Please see Field of Membership information above for information on who is eligible to join.

What are Picatinny's share account and share certificate rates?

Picatinny's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Picatinny?

Picatinny has total capital of $30.34 million. Full information on Picatinny's financial position is located above.

Who owns Picatinny?

Credit Unions are owned by their members.

Where are Picatinny branches located?

See branch locations nearby.

Are Picatinny ATMs Open 24/7?

Do Picatinny ATMs accept cash deposits?

Can Picatinny customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Picatinny have a mobile app?

Does Picatinny have mobile deposit?

Does Picatinny have quick pay?

How can Picatinny transfer money to other banks or credit unions?

Does Picatinny report to credit bureaus?

Does Picatinny use Chexsystems?

Does Picatinny use Equifax?

What is Picatinny's toll free phone number?

What is Picatinny's ACH Routing Number?

What is Picatinny's SWIFT code?

Where can I find Picatinny's wire transfer form?

What is the Picatinny address for deposits?

What Products Does Picatinny Offer

Does Picatinny offer mortgages?

Compare mortgage rates here.

Does Picatinny offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Picatinny offer auto and RV loans?

Compare auto loan rates here.

Does Picatinny offer student loans or personal loans?

Compare personal loan rates here.

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