P. O. Box 670
Plainview, TX 79073
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Plains is an NCUA insured institution located in Plainview, TX. It was founded in 1958 and has approximately $3.65 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12274
Date Established 1958
Assets $3.65 million
Loans $2.79 million
Deposits $3.06 million
Capital $0.57 million

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Plains

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Plains
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Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for PLAINS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Infiniti Home Loans Inc.
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to PLAINS
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Plains branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Plains Locations

Financial Details

Plains Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Plains. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Plains U.S. Average
9.09% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Plains had $34,036 in non-current loans and $18,471 in owned assets. To cover these potential losses it had $567,797 in net worth and $10,000 in loans loss reserves. That gives it a Texas Ratio of 9.09%.

Net Worth
Plains U.S. Average
15.57% 12.67%

Plains FCU has a net worth of 15.57% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Plains

Branches and Savings

What is Plains?

A federal credit union, registered with the NCUA under certificate #12274.
Learn more about credit unions here.

Is Plains FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Plains is insured by the NCUA.

Who can join Plains?

Please see Field of Membership information above for information on who is eligible to join.

What are Plains's share account and share certificate rates?

Plains's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Plains?

Plains has total capital of $0.57 million. Full information on Plains's financial position is located above.

Who owns Plains?

Credit Unions are owned by their members.

Where are Plains branches located?

See branch locations nearby.

Are Plains ATMs Open 24/7?

Do Plains ATMs accept cash deposits?

Can Plains customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Plains have a mobile app?

Does Plains have mobile deposit?

Does Plains have quick pay?

How can Plains transfer money to other banks or credit unions?

Does Plains report to credit bureaus?

Does Plains use Chexsystems?

Does Plains use Equifax?

What is Plains's toll free phone number?

What is Plains's ACH Routing Number?

What is Plains's SWIFT code?

Where can I find Plains's wire transfer form?

What is the Plains address for deposits?

What Products Does Plains Offer

Does Plains offer mortgages?

Compare mortgage rates here.

Does Plains offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Plains offer auto and RV loans?

Compare auto loan rates here.

Does Plains offer student loans or personal loans?

Compare personal loan rates here.

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