Muskegon, MI 49441
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 0.70% 1.01% →
2-Year CD 0.80% 0.95% →
5-Year CD 1.26% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Port City is an NCUA insured institution located in Muskegon, MI. It was founded in 1944 and has approximately $31.86 millions in assets.

NCUA Insured Yes
Charter Number # # 5116
Date Established 1944
Assets $31.86 million
Loans $12.29 million
Deposits $27.73 million
Capital $4.08 million

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship or volunteer in Muskegon County.

Deposit Rates - October 26, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More

Loan Rates - October 26, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PORT CITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Port City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Port City Locations

Financial Details

Port City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Port City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Port City U.S. Average
3.61% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Port City had $149,803 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,084,457 in net worth and $64,120 in loans loss reserves. That gives it a Texas Ratio of 3.61%.

Net Worth
Port City U.S. Average
12.81% 13.61%

Port City FCU has a net worth of 12.81% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Port City

Branches and Savings

What is Port City?

A federal credit union, registered with the NCUA under certificate #5116.
Learn more about credit unions here.

Is Port City FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Port City?

Please see Field of Membership information above for information on who is eligible to join.

What are Port City's share account and share certificate rates?

Port City's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Port City?

Port City has total capital of $4.08 million. Full information on Port City's financial position is located above.

Who owns Port City?

Credit Unions are owned by their members.

Where are Port City branches located?

See branch locations nearby.

Are Port City ATMs Open 24/7?

Do Port City ATMs accept cash deposits?

Can Port City customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Port City have a mobile app?

Does Port City have mobile deposit?

Does Port City have quick pay?

How can Port City transfer money to other banks or credit unions?

Does Port City report to credit bureaus?

Does Port City use Chexsystems?

Does Port City use Equifax?

What is Port City's toll free phone number?

What is Port City's ACH Routing Number?

What is Port City's SWIFT code?

Where can I find Port City's wire transfer form?

What is the Port City address for deposits?

What Products Does Port City Offer

Does Port City offer mortgages?

Compare mortgage rates here.

Does Port City offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Port City offer auto and RV loans?

Compare auto loan rates here.

Does Port City offer student loans or personal loans?

Compare personal loan rates here.

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