Premier Credit Union

Headquarters

800 9th St
Des Moines, IA 50309
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 2.55% →
1-Year CD 0.90% 2.80% →
2-Year CD 0.75% 3.20% →
5-Year CD 0.95% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Premier is an NCUA insured institution located in Des Moines, IA. It was founded in 1933 and has approximately $288.79 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 64271
Date Established 1933
Assets $288.79 million
Loans $231.49 million
Deposits $262.24 million
Capital $22.57 million
 

Field of Membership Restrictions

Membership is open to those who live and work in Dallas, Boone, Madison, Jasper, Polk, Marion, Warren and Story Counties in Iowa.

Deposit Rates - August 10, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $2,000 - Learn More
12 Mo CD
0.75% $2,000 $99,999 Learn More
12 Mo CD
0.90% $100,000 - Learn More
24 Mo CD
0.75% $2,000 - Learn More
36 Mo CD
0.85% $2,000 - Learn More
48 Mo CD
0.90% $2,000 - Learn More
60 Mo CD
0.95% $2,000 - Learn More

Loan Rates - August 10, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for PREMIER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 598623
4.334% 4.250% 1.00 $2,500 $1,230 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.990 %
After Intro: 6.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to PREMIER
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Premier branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Premier Locations



Climate Initiatives

PREMIER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Premier Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Premier. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Premier U.S. Average
8.72% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Premier had $1,715,915 in non-current loans and $393,843 in owned assets. To cover these potential losses it had $22,573,135 in net worth and $1,628,747 in loans loss reserves. That gives it a Texas Ratio of 8.72%.

Net Worth
Premier U.S. Average
7.82% 12.28%

Premier FCU has a net worth of 7.82% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for PREMIER

There are currently no comments for PREMIER. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →