PREMIER AMERICA

19867 Prairie St
Chatsworth, CA 91311

Phone: 800-772-4000

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68428
Date Established 1957
Assets $2,864.67 million
Loans $2,215.66 million
Deposits $2,555.31 million
Capital $282.22 million

Premier America is an NCUA insured institution located in Chatsworth, CA. It was founded in 1957 and has approximately $2864.67 millions in assets.

Who can join?

You are eligible if you are over 18 and a U.S. citizen or resident alien, and you meet one of the qualifying options below:

You live, work or attend school in Ventura County, San Fernando Valley, Santa Clarita Valley or most other areas of Los Angeles County

You live, work or attend school within 10 miles of our Westchase branch in Houston, Texas

One of your family members is already a member, (all family members are eligible)

You are an employee or member of an eligible company or organization,

You can qualify for membership by joining the Alliance for the Advancement of Arts & Education (AAAE).

Field of Membership Restrictions

Membership in Premier America Credit Union is open anyone through joining The Alliance for the Arts. Membership is also open to the following: (1) those who live, work, or attend school within a 10-mile radius of the credit union’s Westchase branch in Houston, Texas; (2) those who live, work, or attend school in Ventura County, San Fernando County, Santa Clarita Valley, or select areas of Los Angeles County in California; (3) employees of Global Communications, AIDS Healthcare Foundation and over 200 Select Employer Groups.

Deposit Rates - August 23, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.95% $2,500 $24,999 Learn MoreShow Less
Money Market
1.05% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.10% $1,000 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.05% $10,000 $24,999 Learn MoreShow Less
3 Mo CD
1.15% $100,000 - Learn MoreShow Less
1.35% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
1.45% $100,000 - Learn MoreShow Less
2.15% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
2.25% $100,000 - Learn MoreShow Less
2.20% $10,000 $24,999 Learn MoreShow Less
18 Mo CD
2.30% $100,000 - Learn MoreShow Less
2.35% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
2.45% $100,000 - Learn MoreShow Less
2.45% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
2.55% $100,000 - Learn MoreShow Less
2.55% $10,000 $24,999 Learn MoreShow Less
48 Mo CD
2.65% $100,000 - Learn MoreShow Less
3.00% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
3.00% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.30% $5 $9,999,999 Learn MoreShow Less
Var IRA
0.30% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for PREMIER AMERICA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.529% 3.500% 0.38 $898 $1,123 Learn More
First Internet Bank
NMLS ID: 424182
3.633% 3.625% 0.13 $245 $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to PREMIER AMERICA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Premier America branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Premier America Locations


Financial Details

Premier America Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Premier America. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Premier America U.S. Average
9.16% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Premier America had $22,655,221 in non-current loans and $4,263,368 in owned assets. To cover these potential losses it had $282,221,837 in net worth and $11,574,797 in loans loss reserves. That gives it a Texas Ratio of 9.16%.

Net Worth
Premier America U.S. Average
10.69% 13.47%

Premier America FCU has a net worth of 10.69% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Premier America

Branches and Savings

What is Premier America?

A federal credit union, registered with the NCUA under certificate #68428.
Learn more about credit unions here.

Is Premier America FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Premier America?

Please see Field of Membership information above for information on who is eligible to join.

What are Premier America's share account and share certificate rates?

Premier America's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Premier America?

Premier America has total capital of $282.22 million. Full information on Premier America's financial position is located above.

Who owns Premier America?

Credit Unions are owned by their members.

Where are Premier America branches located?

See branch locations nearby.

Are Premier America ATMs Open 24/7?

Do Premier America ATMs accept cash deposits?

Can Premier America customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Premier America have a mobile app?

Does Premier America have mobile deposit?

Does Premier America have quick pay?

How can Premier America transfer money to other banks or credit unions?

Does Premier America report to credit bureaus?

Does Premier America use Chexsystems?

Does Premier America use Equifax?

What is Premier America's toll free phone number?

What is Premier America's ACH Routing Number?

What is Premier America's SWIFT code?

Where can I find Premier America's wire transfer form?

What is the Premier America address for deposits?

What Products Does Premier America Offer

Does Premier America offer mortgages?

Compare mortgage rates here.

Does Premier America offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Premier America offer auto and RV loans?

Compare auto loan rates here.

Does Premier America offer student loans or personal loans?

Compare personal loan rates here.

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