Rails West

Po Box 1450
Pocatello, ID 83204

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 490
Date Established 1935
Assets $57.27 million
Loans $42.23 million
Deposits $52.00 million
Capital $4.17 million

Rails West is an NCUA insured institution located in Pocatello, ID. It was founded in 1935 and has approximately $57.27 millions in assets.

Field of Membership Restrictions

Membership is open to anyone through making a $20 donation to join the Bannock Humane Society. Membership is also open to employees and members of Belmont Care Center, Forced Air Systems, KPKY Radio, and over 50 area select organizations.

Savings Rates

Your Current Location: Virginia, VA 20146

We do not yet have rates for Rails West

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Rails West

Note to Rails West
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Rails West, but see these great savings and CD rates:

1.20% APY High Yield Savings from Synchrony Bank
1.40% APY 12 Month CD from Synchrony Bank
1.45% APY 18 Month CD from Synchrony Bank
1.55% APY 15 Month CD from Synchrony Bank
1.65% APY 2 Year CD from Synchrony Bank
1.85% APY 3 Year CD from Synchrony Bank
2.00% APY 4 Year CD from Synchrony Bank
2.35% APY 60 Month CD from Synchrony Bank

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for RAILS WEST

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

Back to RAILS WEST

Note to RAILS WEST
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Rails West branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Rails West Locations

Financial Details

Rails West Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rails West. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Rails West U.S. Average
9.73% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Rails West had $424,467 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,172,404 in net worth and $192,046 in loans loss reserves. That gives it a Texas Ratio of 9.73%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Rails West U.S. Average
7.33% 13.06%

Rails West FCU has a net worth of 7.33% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for RAILS WEST

There are currently no comments for RAILS WEST. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →