2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 60787
Date Established 1954
Assets $111.00 million
Loans $81.84 million
Deposits $93.37 million
Capital $15.72 million

Railway is an NCUA insured institution located in Mandan, ND. It was founded in 1954 and has approximately $111 millions in assets.

Field of Membership Restrictions

Membership is open to employees and retirees of MDU Resources Group, BNSF Corporation, Teamsters 123 and AFL-CIO members, CP Rail, Century Link, AT&T and all affiliated telecommunication employees.

Deposit Rates - April 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
1.87% $2,000 - Learn MoreShow Less
Special: 13 Mo FIRA
2.17% $2,000 - Learn MoreShow Less
Special: 24 Mo FIRA
2.38% $2,000 - Learn MoreShow Less
Special: 60 Mo FIRA
3.04% $2,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.11% $2,000 - Learn MoreShow Less
12 Mo CD
1.87% $2,000 - Learn MoreShow Less
Special: 13 Mo CD
2.17% $2,000 - Learn MoreShow Less
18 Mo CD
2.12% $2,000 - Learn MoreShow Less
Special: 24 Mo CD
2.38% $2,000 - Learn MoreShow Less
24 Mo CD
2.38% $2,000 - Learn MoreShow Less
30 Mo CD
2.32% $2,000 - Learn MoreShow Less
36 Mo CD
2.38% $2,000 - Learn MoreShow Less
48 Mo CD
2.53% $2,000 - Learn MoreShow Less
Special: 60 Mo CD
3.04% $2,000 - Learn MoreShow Less
60 Mo CD
2.63% $2,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.55% $1 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $100 - Learn MoreShow Less

Loan Rates - April 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RAILWAY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.044% 4.000% 0.13 $1,340 $1,194 Learn More
NMLS ID: 134407
License#: MC-5378
4.250% 4.250% 0.00 $0 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Railway branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Railway Locations

Financial Details

Railway Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Railway. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Railway U.S. Average
1.20% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Railway had $64,615 in non-current loans and $131,301 in owned assets. To cover these potential losses it had $15,723,060 in net worth and $610,000 in loans loss reserves. That gives it a Texas Ratio of 1.20%.

Net Worth
Railway U.S. Average
14.16% 13.61%

Railway FCU has a net worth of 14.16% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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