1006 E MAIN ST
Mandan, ND 58554
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.40% →
1-Year CD 0.50% 1.15% →
2-Year CD 0.70% 1.26% →
5-Year CD 1.25% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Railway is an NCUA insured institution located in Mandan, ND. It was founded in 1954 and has approximately $118.44 millions in assets.

NCUA Insured Yes
Charter Number # # 60787
Date Established 1954
Assets $118.44 million
Loans $85.88 million
Deposits $100.32 million
Capital $16.56 million

Field of Membership Restrictions

Membership is open to employees and retirees of MDU Resources Group, BNSF Corporation, Teamsters 123 and AFL-CIO members, CP Rail, Century Link, AT&T and all affiliated telecommunication employees.

Deposit Rates - July 9, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $100 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.50% $2,000 - Learn More
18 Mo CD
0.60% $2,000 - Learn More
24 Mo CD
0.70% $2,000 - Learn More
30 Mo CD
0.75% $2,000 - Learn More
36 Mo CD
0.80% $2,000 - Learn More
48 Mo CD
0.90% $2,000 - Learn More
60 Mo CD
1.25% $2,000 - Learn More
Variable IRA Rates APY MIN MAX
0.10% $1 $9,999 Learn MoreShow Less
Fixed IRA
0.50% $2,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $100 - Learn MoreShow Less

Loan Rates - July 9, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for RAILWAY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Railway branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Railway Locations

Financial Details

Railway Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Railway. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Railway U.S. Average
3.07% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Railway had $399,417 in non-current loans and $129,561 in owned assets. To cover these potential losses it had $16,560,903 in net worth and $655,000 in loans loss reserves. That gives it a Texas Ratio of 3.07%.

Net Worth
Railway U.S. Average
13.98% 13.86%

Railway FCU has a net worth of 13.98% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Railway

Branches and Savings

What is Railway?

A federal credit union, registered with the NCUA under certificate #60787.
Learn more about credit unions here.

Is Railway FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Railway?

Please see Field of Membership information above for information on who is eligible to join.

What are Railway's share account and share certificate rates?

Railway's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Railway?

Railway has total capital of $16.56 million. Full information on Railway's financial position is located above.

Who owns Railway?

Credit Unions are owned by their members.

Where are Railway branches located?

See branch locations nearby.

Are Railway ATMs Open 24/7?

Do Railway ATMs accept cash deposits?

Can Railway customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Railway have a mobile app?

Does Railway have mobile deposit?

Does Railway have quick pay?

How can Railway transfer money to other banks or credit unions?

Does Railway report to credit bureaus?

Does Railway use Chexsystems?

Does Railway use Equifax?

What is Railway's toll free phone number?

What is Railway's ACH Routing Number?

What is Railway's SWIFT code?

Where can I find Railway's wire transfer form?

What is the Railway address for deposits?

What Products Does Railway Offer

Does Railway offer mortgages?

Compare mortgage rates here.

Does Railway offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Railway offer auto and RV loans?

Compare auto loan rates here.

Does Railway offer student loans or personal loans?

Compare personal loan rates here.

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