Raytown-lee's Summit Community Credit Union
Headquarters
10021 E 66th Ter
Raytown, MO 64133
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2024 Overview
General Credit Union Information
Raytown-lee's Summit Community is an NCUA insured institution located in Raytown, MO. It was founded in 1958 and has approximately $61.93 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62815 |
| Date Established | 1958 |
| Assets | $61.93 million |
| Loans | $37.19 million |
| Deposits | $57.10 million |
| Capital | $4.73 million |
Field of Membership Restrictions
Membership is open to those who live or work in select zip codes of Raytown and Lee's Summit. Membership is also open to employees and students of the Raytown or Lee's Summit School Disctricts, employees of the cities of Raytown or Lee's Summit, Two Rivers, Shamrock Cabinets, or Stratford Corporation.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Raytown-lee's Summit Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.774% | 6.750% | 0.25 | $803 | $2,076 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Raytown-lee's Summit Community
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Branches
Below are Raytown-lee's Summit Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
RAYTOWN-LEE'S SUMMIT COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Raytown-lee's Summit Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Raytown-lee's Summit Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Raytown-lee's Summit Community | U.S. Average |
|---|---|
| 18.36% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Raytown-lee's Summit Community had $887,257 in non-current loans and $16,000 in owned assets. To cover these potential losses it had $4,734,947 in net worth and $184,579 in loans loss reserves. That gives it a Texas Ratio of 18.36%.
Net Worth
| Raytown-lee's Summit Community | U.S. Average |
|---|---|
| 7.63% | 13.62% |
Raytown-lee's Summit Community FCU has a net worth of 7.63% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Raytown-lee's Summit Community
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