Reading Berks School Employees Credit Union

Headquarters

4641 Pottsville Pike
Reading, PA 19605
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Reading Berks School Employees is an NCUA insured institution located in Reading, PA. It was founded in 1947 and has approximately $13.35 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 60392
Date Established 1947
Assets $13.35 million
Loans $5.68 million
Deposits $11.17 million
Capital $2.18 million
 

Deposit Rates - October 4, 2026

Your Current Location: Oklahoma, OK

We do not yet have rates for Reading Berks School Employees

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Loan Rates - October 4, 2026

Your Current Location: Oklahoma, OK

There are currently no loan rates available for Reading Berks School Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Oklahoma 30 Year Fixed Mortgage Rates 2026

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Featured - Oklahoma Home Equity Line Of Credit Rates 2026

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Branches

Below are Reading Berks School Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Miami,Oklahoma


Reading Berks School Employees Locations


BranchDistance Map View Lobby Hours

reading berks school emp cu

1033.87 A View Lobby Hours


Climate Policy and Initiatives

READING BERKS SCHOOL EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Reading Berks School Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Reading Berks School Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Reading Berks School Employees U.S. Average
7.68% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Reading Berks School Employees had $157,470 in non-current loans and $13,876 in owned assets. To cover these potential losses it had $2,182,028 in net worth and $47,802 in loans loss reserves. That gives it a Texas Ratio of 7.68%.

Net Worth
Reading Berks School Employees U.S. Average
16.34% 14.48%

Reading Berks School Employees FCU has a net worth of 16.34% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Reading Berks School Employees

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