REGIONAL

7144 KENNEDY AVE
Hammond, IN 46323

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 15072
Date Established 1962
Assets $134.78 million
Loans $56.80 million
Deposits $120.88 million
Capital $15.34 million

Regional is an NCUA insured institution located in Hammond, IN. It was founded in 1962 and has approximately $134.78 millions in assets.

Field of Membership Restrictions

Membership is open to those who live or work, attend school or church, or do business in Hammond, Highland, Hobart Gary, East Chicago, Whiting, Griffith, New Chicago or Porter County.

Deposit Rates - August 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $4,999 Learn MoreShow Less
Money Market
0.33% $10,000 $24,999 Learn MoreShow Less
Money Market
0.48% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.01% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.45% $10,000 - Learn MoreShow Less
6 Mo CD
0.50% $1,000 - Learn MoreShow Less
12 Mo CD
0.60% $1,000 - Learn MoreShow Less
18 Mo CD
0.75% $1,000 - Learn MoreShow Less
30 Mo CD
1.06% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 $2,499 Learn MoreShow Less
Int Ckg
0.15% $2,500 - Learn MoreShow Less

Loan Rates - August 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for REGIONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.625% 4.625% 0.00 $0 $1,286 Learn More
First Internet Bank
NMLS ID: 424182
3.656% 3.625% 0.38 $962 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.527% 3.500% 0.38 $852 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to REGIONAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Regional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Regional Locations


Financial Details

Regional Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Regional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Regional U.S. Average
1.13% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Regional had $179,691 in non-current loans and $0 in owned assets. To cover these potential losses it had $15,336,432 in net worth and $500,941 in loans loss reserves. That gives it a Texas Ratio of 1.13%.

Net Worth
Regional U.S. Average
11.37% 13.47%

Regional FCU has a net worth of 11.37% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Regional

Branches and Savings

What is Regional?

A federal credit union, registered with the NCUA under certificate #15072.
Learn more about credit unions here.

Is Regional FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Regional?

Please see Field of Membership information above for information on who is eligible to join.

What are Regional's share account and share certificate rates?

Regional's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Regional?

Regional has total capital of $15.34 million. Full information on Regional's financial position is located above.

Who owns Regional?

Credit Unions are owned by their members.

Where are Regional branches located?

See branch locations nearby.

Are Regional ATMs Open 24/7?

Do Regional ATMs accept cash deposits?

Can Regional customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Regional have a mobile app?

Does Regional have mobile deposit?

Does Regional have quick pay?

How can Regional transfer money to other banks or credit unions?

Does Regional report to credit bureaus?

Does Regional use Chexsystems?

Does Regional use Equifax?

What is Regional's toll free phone number?

What is Regional's ACH Routing Number?

What is Regional's SWIFT code?

Where can I find Regional's wire transfer form?

What is the Regional address for deposits?

What Products Does Regional Offer

Does Regional offer mortgages?

Compare mortgage rates here.

Does Regional offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Regional offer auto and RV loans?

Compare auto loan rates here.

Does Regional offer student loans or personal loans?

Compare personal loan rates here.

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