2020 Overview
General Credit Union Information
Regional Members is an NCUA insured institution located in Columbus, GA. It was founded in 1935 and has approximately $8.64 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 376 |
| Date Established | 1935 |
| Assets | $8.64 million |
| Loans | $4.23 million |
| Deposits | $7.69 million |
| Capital | $0.92 million |
Deposit Rates - August 3, 2020
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.35% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.08% | $1 | $99 | Learn More |
| Int Ckg
|
0.08% | $2,500 | $3,499 | Learn More |
Loan Rates - August 3, 2020
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for REGIONAL MEMBERS
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.368% | 3.250% | 1.00 | $3,750 | $1,089 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.930% | 2.875% | 0.75 | $1,760 | $1,038 | Learn More |
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans |
2.990 %
|
$0 |
Learn More
More Info |
PenFed Credit Union |
3.750 %
|
$0 |
Learn More
More Info |
Note to REGIONAL MEMBERS
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Regional Members branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Regional Members Locations
Financial Details
Regional Members Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Regional Members. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Regional Members | U.S. Average |
|---|---|
| 29.22% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Regional Members had $266,709 in non-current loans and $7,940 in owned assets. To cover these potential losses it had $917,791 in net worth and $22,129 in loans loss reserves. That gives it a Texas Ratio of 29.22%.
Net Worth
| Regional Members | U.S. Average |
|---|---|
| 10.62% | 13.61% |
Regional Members FCU has a net worth of 10.62% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Regional Members
Branches and Savings
What is Regional Members?
A federal credit union, registered with the NCUA under certificate #376.
Learn more about credit unions here.
Is Regional Members FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Regional Members?
Please see Field of Membership information above for information on who is eligible to join.
How big is Regional Members?
Regional Members has total capital of $0.92 million. Full information on Regional Members's financial position is located above.
Who owns Regional Members?
Credit Unions are owned by their members.
Where are Regional Members branches located?
See branch locations nearby.
Are Regional Members ATMs Open 24/7?
Do Regional Members ATMs accept cash deposits?
Can Regional Members customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Regional Members have a mobile app?
Does Regional Members have mobile deposit?
Does Regional Members have quick pay?
How can Regional Members transfer money to other banks or credit unions?
Does Regional Members report to credit bureaus?
Does Regional Members use Chexsystems?
Does Regional Members use Equifax?
What is Regional Members's toll free phone number?
What is Regional Members's ACH Routing Number?
What is Regional Members's SWIFT code?
Where can I find Regional Members's wire transfer form?
What is the Regional Members address for deposits?
What Products Does Regional Members Offer
Does Regional Members offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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