Regional Members Federal Credit Union
P O Box 9304
Columbus, GA 31908
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2021 Overview
General Credit Union Information
Regional Members is an NCUA insured institution located in Columbus, GA. It was founded in 1935 and has approximately $9.5 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 376 |
| Date Established | 1935 |
| Assets | $9.50 million |
| Loans | $5.14 million |
| Deposits | $8.50 million |
| Capital | $0.97 million |
Deposit Rates - October 19, 2021
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.35% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.08% | $1 | $99 | Learn More |
| Int Ckg
|
0.08% | $2,500 | $3,499 | Learn More |
Loan Rates - October 19, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for REGIONAL MEMBERS
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 541760 |
3.118% | 3.050% | 0.88 | $2,190 | $1,061 | Learn More |
NMLS ID: 330511 |
3.149% | 3.125% | 0.25 | $760 | $1,071 | Learn More |
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
|
NMLS ID: 541760 |
3.118% | 3.050% | 0.88 | $2,190 | $1,061 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to REGIONAL MEMBERS
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Regional Members branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Climate Initiatives
REGIONAL MEMBERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Regional Members Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Regional Members. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Regional Members | U.S. Average |
|---|---|
| 14.10% | 3.79 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2021, Regional Members had $133,010 in non-current loans and $6,263 in owned assets. To cover these potential losses it had $970,049 in net worth and $17,529 in loans loss reserves. That gives it a Texas Ratio of 14.10%.
Net Worth
| Regional Members | U.S. Average |
|---|---|
| 10.2% | 12.22% |
Regional Members FCU has a net worth of 10.2% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Regional Members
Branches and Savings
What is Regional Members?
A federal credit union, registered with the NCUA under certificate #376.
Learn more about credit unions here.
Is Regional Members FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Regional Members is insured by the NCUA.
Who can join Regional Members?
Please see Field of Membership information above for information on who is eligible to join.
How big is Regional Members?
Regional Members has total capital of $0.97 million. Full information on Regional Members's financial position is located above.
Who owns Regional Members?
Credit Unions are owned by their members.
Where are Regional Members branches located?
See branch locations nearby.
Are Regional Members ATMs Open 24/7?
Do Regional Members ATMs accept cash deposits?
Can Regional Members customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Regional Members have a mobile app?
Does Regional Members have mobile deposit?
Does Regional Members have quick pay?
How can Regional Members transfer money to other banks or credit unions?
Does Regional Members report to credit bureaus?
Does Regional Members use Chexsystems?
Does Regional Members use Equifax?
What is Regional Members's toll free phone number?
What is Regional Members's ACH Routing Number?
What is Regional Members's SWIFT code?
Where can I find Regional Members's wire transfer form?
What is the Regional Members address for deposits?
What Products Does Regional Members Offer
Does Regional Members offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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