Regional Members Federal Credit Union
P O Box 9304
Columbus, GA 31908
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2022 Overview
General Credit Union Information
Regional Members is an NCUA insured institution located in Columbus, GA. It was founded in 1935 and has approximately $9.71 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 376 |
| Date Established | 1935 |
| Assets | $9.71 million |
| Loans | $5.02 million |
| Deposits | $8.71 million |
| Capital | $0.99 million |
Deposit Rates - June 29, 2022
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.35% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.08% | $1 | $99 | Learn More |
| Int Ckg
|
0.08% | $2,500 | $3,499 | Learn More |
Loan Rates - June 29, 2022
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for REGIONAL MEMBERS
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
6.094% | 5.990% | 0.63 | $2,812 | $1,498 | Learn More |
NMLS ID: 3030 |
6.118% | 5.990% | 0.88 | $3,438 | $1,498 | Learn More |
NMLS ID: 424182 |
5.433% | 5.375% | 0.63 | $1,625 | $1,400 | Learn More |
NMLS ID: 1168 |
6.229% | 6.125% | 1.00 | $2,765 | $1,520 | Learn More |
Note to REGIONAL MEMBERS
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Regional Members branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Climate Initiatives
REGIONAL MEMBERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Regional Members Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Regional Members. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Regional Members | U.S. Average |
|---|---|
| 35.86% | 4.85 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2021, Regional Members had $361,748 in non-current loans and $6,263 in owned assets. To cover these potential losses it had $985,662 in net worth and $40,663 in loans loss reserves. That gives it a Texas Ratio of 35.86%.
Net Worth
| Regional Members | U.S. Average |
|---|---|
| 10.14% | 12.36% |
Regional Members FCU has a net worth of 10.14% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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