Regional Members Federal Credit Union


P O Box 9304
Columbus, GA 31908
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.85% →
1-Year CD 0.95% 0.75% →
2-Year CD 1.35% 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Regional Members is an NCUA insured institution located in Columbus, GA. It was founded in 1935 and has approximately $9.5 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 376
Date Established 1935
Assets $9.50 million
Loans $5.14 million
Deposits $8.50 million
Capital $0.97 million

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.65% $10,000 $14,999 Learn More
6 Mo CD
0.65% $100,000 $199,999 Learn More
12 Mo CD
0.95% $10,000 $14,999 Learn More
12 Mo CD
0.95% $100,000 $199,999 Learn More
18 Mo CD
1.25% $10,000 $14,999 Learn More
18 Mo CD
1.25% $100,000 $199,999 Learn More
24 Mo CD
1.35% $10,000 $14,999 Learn More
24 Mo CD
1.35% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.08% $1 $99 Learn MoreShow Less
Int Ckg
0.08% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for REGIONAL MEMBERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank
NMLS ID: 541760
3.118% 3.050% 0.88 $2,190 $1,061 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Regional Members branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Regional Members Locations

Climate Initiatives

REGIONAL MEMBERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Regional Members Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Regional Members. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Regional Members U.S. Average
14.10% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Regional Members had $133,010 in non-current loans and $6,263 in owned assets. To cover these potential losses it had $970,049 in net worth and $17,529 in loans loss reserves. That gives it a Texas Ratio of 14.10%.

Net Worth
Regional Members U.S. Average
10.2% 12.22%

Regional Members FCU has a net worth of 10.2% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Regional Members

Branches and Savings

What is Regional Members?

A federal credit union, registered with the NCUA under certificate #376.
Learn more about credit unions here.

Is Regional Members FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Regional Members is insured by the NCUA.

Who can join Regional Members?

Please see Field of Membership information above for information on who is eligible to join.

What are Regional Members's share account and share certificate rates?

Regional Members's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Regional Members?

Regional Members has total capital of $0.97 million. Full information on Regional Members's financial position is located above.

Who owns Regional Members?

Credit Unions are owned by their members.

Where are Regional Members branches located?

See branch locations nearby.

Are Regional Members ATMs Open 24/7?

Do Regional Members ATMs accept cash deposits?

Can Regional Members customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Regional Members have a mobile app?

Does Regional Members have mobile deposit?

Does Regional Members have quick pay?

How can Regional Members transfer money to other banks or credit unions?

Does Regional Members report to credit bureaus?

Does Regional Members use Chexsystems?

Does Regional Members use Equifax?

What is Regional Members's toll free phone number?

What is Regional Members's ACH Routing Number?

What is Regional Members's SWIFT code?

Where can I find Regional Members's wire transfer form?

What is the Regional Members address for deposits?

What Products Does Regional Members Offer

Does Regional Members offer mortgages?

Compare mortgage rates here.

Does Regional Members offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Regional Members offer auto and RV loans?

Compare auto loan rates here.

Does Regional Members offer student loans or personal loans?

Compare personal loan rates here.

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