Regional Members Federal Credit Union

Headquarters

P O Box 9304
Columbus, GA 31908
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 6.25% →
1-Year CD 0.95% 5.77% →
2-Year CD 1.35% 5.35% →
5-Year CD N.A. 5.55% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Regional Members is an NCUA insured institution located in Columbus, GA. It was founded in 1935 and has approximately $9.84 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 376
Date Established 1935
Assets $9.84 million
Loans $6.17 million
Deposits $8.68 million
Capital $1.06 million
 

Deposit Rates - October 3, 2023

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.65% $10,000 $14,999 Learn More
6 Mo CD
0.65% $100,000 $199,999 Learn More
12 Mo CD
0.95% $10,000 $14,999 Learn More
12 Mo CD
0.95% $100,000 $199,999 Learn More
18 Mo CD
1.25% $10,000 $14,999 Learn More
18 Mo CD
1.25% $100,000 $199,999 Learn More
24 Mo CD
1.35% $10,000 $14,999 Learn More
24 Mo CD
1.35% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.08% $1 $99 Learn MoreShow Less
Int Ckg
0.08% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 3, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Regional Members

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 598623
7.212% 7.125% 0.63 $2,800 $2,156 Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More
Neighbors Bank Text.
NMLS ID: 491986
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More

Note to Regional Members
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Regional Members branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Regional Members Locations



Climate Initiatives

REGIONAL MEMBERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Regional Members Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Regional Members. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Regional Members U.S. Average
13.80% 4.93

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2023, Regional Members had $147,847 in non-current loans and $6,263 in owned assets. To cover these potential losses it had $1,063,862 in net worth and $53,060 in loans loss reserves. That gives it a Texas Ratio of 13.80%.

Net Worth
Regional Members U.S. Average
10.81% 13.17%

Regional Members FCU has a net worth of 10.81% versus the BestCashCow average of 13.17. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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