Richmond City Employees Federal Credit Union
Our records indicate that this credit union has been acquired by KEMBA.
Headquarters
50 North 5th Street
Richmond, IN 47374
See all branch locations →
Public Note: Placed into conservatorship by NCUA on December 22, 2022.
May 10, 2023
May 10, 2023
2024 Overview
General Credit Union Information
Richmond City Employees is an NCUA insured institution located in Richmond, IN. It was founded in 1961 and has approximately $6.32 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 14768 |
| Date Established | 1961 |
| Assets | $6.32 million |
| Loans | $5.24 million |
| Deposits | $6.51 million |
| Capital | $-0.44 million |
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Richmond City Employees
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to Richmond City Employees
Note to Richmond City Employees
To upload and update your credit union's rates please register.
It is free to register and add rates.
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Richmond City Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429043 License#: RM.804500.000 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 447490 |
6.836% | 6.750% | 0.88 | $2,822 | $2,076 | Learn More |
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Richmond City Employees
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Richmond City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
RICHMOND CITY EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Richmond City Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Richmond City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Richmond City Employees | U.S. Average |
|---|---|
| -31.87% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Richmond City Employees had $102,706 in non-current loans and $0 in owned assets. To cover these potential losses it had $-437,118 in net worth and $114,864 in loans loss reserves. That gives it a Texas Ratio of -31.87%.
Net Worth
| Richmond City Employees | U.S. Average |
|---|---|
| -6.91% | 13.62% |
Richmond City Employees FCU has a net worth of -6.91% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
*All images, logos and public notes on this page appear courtesy of RICHMOND CITY EMPLOYEES and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.
Customer Reviews for Richmond City Employees
There are currently no comments for RICHMOND CITY EMPLOYEES. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account