Richmond City Employees

Headquarters

50 North 5th Street
Richmond, IN 47374
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Richmond City Employees is an NCUA insured institution located in Richmond, IN. It was founded in 1961 and has approximately $7.02 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14768
Date Established 1961
Assets $7.02 million
Loans $4.13 million
Deposits $6.41 million
Capital $0.60 million
 

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Richmond City Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Richmond City Employees
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Advertiser Disclosure

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for RICHMOND CITY EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
2.775% 2.750% 0.38 $808 $1,021 Learn More
IHL Direct
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to RICHMOND CITY EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Richmond City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Richmond City Employees Locations


Financial Details

Richmond City Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Richmond City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Richmond City Employees U.S. Average
4.15% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Richmond City Employees had $25,445 in non-current loans and $0 in owned assets. To cover these potential losses it had $604,471 in net worth and $8,471 in loans loss reserves. That gives it a Texas Ratio of 4.15%.

Net Worth
Richmond City Employees U.S. Average
8.6% 12.67%

Richmond City Employees FCU has a net worth of 8.6% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Richmond City Employees

Branches and Savings

What is Richmond City Employees?

A federal credit union, registered with the NCUA under certificate #14768.
Learn more about credit unions here.

Is Richmond City Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Richmond City Employees is insured by the NCUA.

Who can join Richmond City Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Richmond City Employees's share account and share certificate rates?

Richmond City Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Richmond City Employees?

Richmond City Employees has total capital of $0.60 million. Full information on Richmond City Employees's financial position is located above.

Who owns Richmond City Employees?

Credit Unions are owned by their members.

Where are Richmond City Employees branches located?

See branch locations nearby.

Are Richmond City Employees ATMs Open 24/7?

Do Richmond City Employees ATMs accept cash deposits?

Can Richmond City Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Richmond City Employees have a mobile app?

Does Richmond City Employees have mobile deposit?

Does Richmond City Employees have quick pay?

How can Richmond City Employees transfer money to other banks or credit unions?

Does Richmond City Employees report to credit bureaus?

Does Richmond City Employees use Chexsystems?

Does Richmond City Employees use Equifax?

What is Richmond City Employees's toll free phone number?

What is Richmond City Employees's ACH Routing Number?

What is Richmond City Employees's SWIFT code?

Where can I find Richmond City Employees's wire transfer form?

What is the Richmond City Employees address for deposits?

What Products Does Richmond City Employees Offer

Does Richmond City Employees offer mortgages?

Compare mortgage rates here.

Does Richmond City Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Richmond City Employees offer auto and RV loans?

Compare auto loan rates here.

Does Richmond City Employees offer student loans or personal loans?

Compare personal loan rates here.

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