Kemba

8763 Union Centre Blvd
West Chester, OH 45069

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 61810
Date Established 1934
Assets $814.68 million
Loans $694.75 million
Deposits $702.44 million
Capital $103.35 million

Kemba is an NCUA insured institution located in West Chester, OH. It was founded in 1934 and has approximately $814.68 millions in assets.

Who can join?

Anyone who lives in the Greater Cincinnati area and holds a Kroger Plus Card can now join Kemba.

If you work for any of the 600 eligible companies, you're eligible.

If you live, work, worship or attend school in one of the following Ohio counties, you're eligible:

Adams, Brown, Butler, Clark, Clermont, Clinton, Darke, Greene, Hamilton, Highland, Miami, Montgomery, Preble, Warren

If you live, work, worship or attend school in one of the following Kentucky counties, you're eligible:

Boone, Campbell, Carroll, Gallatin, Grant, Kenton, Owen, Pendleton

If you live or work in one of the following Indiana counties, you're eligible:

Franklin, Dearborn

You are also eligible to join if one of your immediate family members is a member of Kemba.

Field of Membership Restrictions

Membership in KEMBA Credit Union is open to the following: (1) anyone living in the greater Cincinnati area who have a Kroger Plus card; (2) those who live, work, attend school or worship in Adams, Brown, Butler, Clark, Clermont, Clinton, Darke, Greene, Hamilton, Highland, Miami, Montgomery, Preble, or Warren Counties in Ohio; (3) those who live, work, attend school or worship in Boone, Campbell, Carroll, Gallatin, Grant, Kenton, Owen, or Pendleton Counties in Kentucky; (4) those who live or work in Franklin or Dearborn Counties in Indiana; (4) employees of over 200 area Select Employer Groups.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
1.05% $500 - Learn MoreShow Less
6 Mo CD 10K
1.20% $500 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Savings 2.5K
0.05% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.25% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.25% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.10% $2,500 $24,999 Learn MoreShow Less
MM 25K
0.15% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $2,500 $9,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Get Green Checking 1.50% $0 $0.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for KEMBA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.761% 3.750% -0.13 $335 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to KEMBA
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Kemba branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Kemba Locations

Financial Details

Kemba Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kemba. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Kemba U.S. Average
2.21% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Kemba had $1,966,483 in non-current loans and $360,286 in owned assets. To cover these potential losses it had $103,346,027 in net worth and $2,119,847 in loans loss reserves. That gives it a Texas Ratio of 2.21%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Kemba U.S. Average
12.68% 13.03

Kemba FCU has a net worth of 12.68% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for KEMBA

There are currently no comments for KEMBA. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →