River Valley Community

Headquarters

340 Cash Road S.w.
Camden, AR 71701
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.25% →
1-Year CD 0.50% 0.70% →
2-Year CD 0.60% 0.75% →
5-Year CD 1.01% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

River Valley Community is an NCUA insured institution located in Camden, AR. It was founded in 1953 and has approximately $49.65 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8812
Date Established 1953
Assets $49.65 million
Loans $29.92 million
Deposits $43.53 million
Capital $5.75 million
 

Deposit Rates - June 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
1.01% $10,000 $14,999 Learn More
60 Mo CD
1.01% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for RIVER VALLEY COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to RIVER VALLEY COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are River Valley Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


River Valley Community Locations


Financial Details

River Valley Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of River Valley Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
River Valley Community U.S. Average
6.32% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, River Valley Community had $306,896 in non-current loans and $60,744 in owned assets. To cover these potential losses it had $5,754,372 in net worth and $61,336 in loans loss reserves. That gives it a Texas Ratio of 6.32%.

Net Worth
River Valley Community U.S. Average
11.58% 12.67%

River Valley Community FCU has a net worth of 11.58% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About River Valley Community

Branches and Savings

What is River Valley Community?

A federal credit union, registered with the NCUA under certificate #8812.
Learn more about credit unions here.

Is River Valley Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. River Valley Community is insured by the NCUA.

Who can join River Valley Community?

Please see Field of Membership information above for information on who is eligible to join.

What are River Valley Community's share account and share certificate rates?

River Valley Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is River Valley Community?

River Valley Community has total capital of $5.75 million. Full information on River Valley Community's financial position is located above.

Who owns River Valley Community?

Credit Unions are owned by their members.

Where are River Valley Community branches located?

See branch locations nearby.

Are River Valley Community ATMs Open 24/7?

Do River Valley Community ATMs accept cash deposits?

Can River Valley Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does River Valley Community have a mobile app?

Does River Valley Community have mobile deposit?

Does River Valley Community have quick pay?

How can River Valley Community transfer money to other banks or credit unions?

Does River Valley Community report to credit bureaus?

Does River Valley Community use Chexsystems?

Does River Valley Community use Equifax?

What is River Valley Community's toll free phone number?

What is River Valley Community's ACH Routing Number?

What is River Valley Community's SWIFT code?

Where can I find River Valley Community's wire transfer form?

What is the River Valley Community address for deposits?

What Products Does River Valley Community Offer

Does River Valley Community offer mortgages?

Compare mortgage rates here.

Does River Valley Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does River Valley Community offer auto and RV loans?

Compare auto loan rates here.

Does River Valley Community offer student loans or personal loans?

Compare personal loan rates here.

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