RIVERFRONT

430 S 4TH STREET
Reading, PA 19602

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5856
Date Established 1948
Assets $183.16 million
Loans $99.94 million
Deposits $165.32 million
Capital $17.38 million

Riverfront is an NCUA insured institution located in Reading, PA. It was founded in 1948 and has approximately $183.16 millions in assets.

Who can join?

Membership is open to everyone who lives, works, worships or attends school in Berks County, as well as any business or legal entity located in Berks County. Immediate family members of current or eligible Riverfront members may also join. To become a member you are required to open a savings account.

Field of Membership Restrictions

Membership is open to those who live, work, worship or be educated in Berks County or are a legal entity doing business in Berks County. Membership is also open to immediate family of those eligible.

Deposit Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $500 $4,999 Learn MoreShow Less
Money Market
0.15% $10,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.95% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.80% $1,000 - Learn MoreShow Less
12 Mo CD
1.95% $1,000 - Learn MoreShow Less
18 Mo CD
2.00% $1,000 - Learn MoreShow Less
24 Mo CD
2.35% $1,000 - Learn MoreShow Less
30 Mo CD
2.35% $1,000 - Learn MoreShow Less
36 Mo CD
2.50% $1,000 - Learn MoreShow Less
48 Mo CD
2.75% $1,000 - Learn MoreShow Less
60 Mo CD
2.85% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $100 $4,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $750 - Learn MoreShow Less

Loan Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RIVERFRONT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to RIVERFRONT
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Riverfront branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Riverfront Locations


Financial Details

Riverfront Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Riverfront. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Riverfront U.S. Average
6.60% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Riverfront had $1,085,867 in non-current loans and $123,761 in owned assets. To cover these potential losses it had $17,376,050 in net worth and $945,690 in loans loss reserves. That gives it a Texas Ratio of 6.60%.

Net Worth
Riverfront U.S. Average
9.48% 13.47%

Riverfront FCU has a net worth of 9.48% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Riverfront

Branches and Savings

What is Riverfront?

A federal credit union, registered with the NCUA under certificate #5856.
Learn more about credit unions here.

Is Riverfront FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Riverfront?

Please see Field of Membership information above for information on who is eligible to join.

What are Riverfront's share account and share certificate rates?

Riverfront's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Riverfront?

Riverfront has total capital of $17.38 million. Full information on Riverfront's financial position is located above.

Who owns Riverfront?

Credit Unions are owned by their members.

Where are Riverfront branches located?

See branch locations nearby.

Are Riverfront ATMs Open 24/7?

Do Riverfront ATMs accept cash deposits?

Can Riverfront customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Riverfront have a mobile app?

Does Riverfront have mobile deposit?

Does Riverfront have quick pay?

How can Riverfront transfer money to other banks or credit unions?

Does Riverfront report to credit bureaus?

Does Riverfront use Chexsystems?

Does Riverfront use Equifax?

What is Riverfront's toll free phone number?

What is Riverfront's ACH Routing Number?

What is Riverfront's SWIFT code?

Where can I find Riverfront's wire transfer form?

What is the Riverfront address for deposits?

What Products Does Riverfront Offer

Does Riverfront offer mortgages?

Compare mortgage rates here.

Does Riverfront offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Riverfront offer auto and RV loans?

Compare auto loan rates here.

Does Riverfront offer student loans or personal loans?

Compare personal loan rates here.

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