Riverland Credit Union of New Orleans

Headquarters

639 Loyola Ave., Suite 220
New Orleans, LA 70113
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Notable Rates	APY	Vs.Others
Savings	N.A.	4.60% →
1-Year CD	N.A.	4.59% →
2-Year CD	N.A.	4.00% →
5-Year CD	N.A.	4.00% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2025 Overview

General Credit Union Information

Riverland Credit Union Of New Orleans is an NCUA insured institution located in New Orleans, LA. It was founded in 1978 and has approximately $188.38 millions in assets.

Who can join?

Employment - RiverLand Credit Union was originally chartered as an occupational Credit Union. Membership eligibility may be based on your employment. Please see the complete list of Eligible Employer Groups listed below.

Family - Family members of a current RiverLand member may join. Family members eligible for membership include spouses, children, parents, siblings, grandchildren, grandparents, great-grandchildren, great-grandparents, and step-relatives.

Association - In our support of the Arts in New Orleans, RiverLand Credit Union membership is extended to all members of the New Orleans Arts Council.

Eligible Employer Groups
If you are employed by, or are a retiree of, any of the companies below, you are eligible for RiverLand Credit Union membership. If you are a family member of a RiverLand member, you're eligible too.

Entergy Corporation
Entergy Contractors
Cox Communications
Arts Council of New Orleans
Crescent River Port Pilots' Association
McDermott, Inc.
Hyatt Regency Hotel
Wackenhut Nuclear Services
Personnel Consulting Group
Baptist Community Ministries
Christian Health Ministries
Daughters of Charity Services of New Orleans
Highline’s Construction
Virgin Oil Company
Alternatives Living, Inc.
Navigant Travel Group
New Orleans Home Mortgage Authority (NOHMA)
Royal Productions
Gulf Coast Teaching & Family Services
Ebersole & Associates, Inc.
Human Services Management & Investments, LLC
Individuals employed within the Poydras Plaza Complex


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 64534
Date Established	1978
Assets	$188.38 million
Loans	$161.78 million
Deposits	$166.13 million
Capital	$15.07 million

Field of Membership Restrictions

Membership in RiverLand Federal Credit Union is open to anyone through membership in the New Orleans Arts Council. Membership is also open to employees of Entergy Corporation, Cox Communications, Teche Regional Medical Center, Baptist Community Ministries, and other select employers.

Deposit Rates - November 18, 2025

Your Current Location: New York, NY 10116

We do not yet have rates for Riverland

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Loan Rates - November 18, 2025

Your Current Location: New York, NY 10116

There are currently no loan rates available for Riverland Credit Union of New Orleans

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - New York 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 292473	5.972%	5.875%	0.38	$3,365	$1,893	Learn More

See More Mortgage Rates →

Featured - New York Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

See More Home Equity Rates →

Note to Riverland Credit Union of New Orleans
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Branches

Below are Riverland Credit Union Of New Orleans branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York

Riverland Credit Union Of New Orleans Locations around zip code 10116

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Climate Policy and Initiatives

RIVERLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Riverland Credit Union Of New Orleans Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Riverland Credit Union Of New Orleans. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Riverland Credit Union Of New Orleans	U.S. Average
9.46%	5.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2025, Riverland Credit Union Of New Orleans had $1,451,260 in non-current loans and $52,598 in owned assets. To cover these potential losses it had $15,065,698 in net worth and $824,621 in loans loss reserves. That gives it a Texas Ratio of 9.46%.

Net Worth

Riverland Credit Union Of New Orleans	U.S. Average
8.09%	14.29%

Riverland Credit Union Of New Orleans FCU has a net worth of 8.09% versus the BestCashCow average of 14.29. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Riverland Credit Union of New Orleans

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