RIVERSIDE

PO Box 4130
Kenmore, NY 14217

Notable Rates APY Vs.Others
Savings 0.05% 2.25% →
1-Year CD 1.26% 2.25% →
2-Year CD 1.76% 2.50% →
5-Year CD 2.27% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Riverside is an NCUA insured institution located in Kenmore, NY. It was founded in 1942 and has approximately $56.71 millions in assets.

NCUA Insured Yes
Charter Number # # 24715
Date Established 1942
Assets $56.71 million
Loans $41.16 million
Deposits $50.30 million
Capital $6.15 million
 

Field of Membership Restrictions

Membership is open to members of the select employer groups throughout Erie County and their families.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.90% $3,000 $19,999 Learn MoreShow Less
Money Market
1.00% $20,000 $74,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.26% $250 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.75% $250 - Learn MoreShow Less
6 Mo CD
1.00% $250 - Learn MoreShow Less
12 Mo CD
1.26% $250 - Learn MoreShow Less
18 Mo CD
1.51% $250 - Learn MoreShow Less
24 Mo CD
1.76% $250 - Learn MoreShow Less
36 Mo CD
2.02% $250 - Learn MoreShow Less
48 Mo CD
2.12% $250 - Learn MoreShow Less
60 Mo CD
2.27% $250 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 - Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for RIVERSIDE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

Note to RIVERSIDE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Riverside branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Riverside Locations


Financial Details

Riverside Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Riverside. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Riverside U.S. Average
0.05% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Riverside had $2,963 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,149,561 in net worth and $373,223 in loans loss reserves. That gives it a Texas Ratio of 0.05%.

Net Worth
Riverside U.S. Average
10.84% 13.65%

Riverside FCU has a net worth of 10.84% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Riverside

Branches and Savings

What is Riverside?

A federal credit union, registered with the NCUA under certificate #24715.
Learn more about credit unions here.

Is Riverside FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Riverside?

Please see Field of Membership information above for information on who is eligible to join.

What are Riverside's share account and share certificate rates?

Riverside's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Riverside?

Riverside has total capital of $6.15 million. Full information on Riverside's financial position is located above.

Who owns Riverside?

Credit Unions are owned by their members.

Where are Riverside branches located?

See branch locations nearby.

Are Riverside ATMs Open 24/7?

Do Riverside ATMs accept cash deposits?

Can Riverside customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Riverside have a mobile app?

Does Riverside have mobile deposit?

Does Riverside have quick pay?

How can Riverside transfer money to other banks or credit unions?

Does Riverside report to credit bureaus?

Does Riverside use Chexsystems?

Does Riverside use Equifax?

What is Riverside's toll free phone number?

What is Riverside's ACH Routing Number?

What is Riverside's SWIFT code?

Where can I find Riverside's wire transfer form?

What is the Riverside address for deposits?

What Products Does Riverside Offer

Does Riverside offer mortgages?

Compare mortgage rates here.

Does Riverside offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Riverside offer auto and RV loans?

Compare auto loan rates here.

Does Riverside offer student loans or personal loans?

Compare personal loan rates here.

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