ROANOKE VALLEY COMMUNITY

Headquarters

P.O. BOX 13045
Roanoke, VA 24030
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.40% →
1-Year CD 0.30% 1.10% →
2-Year CD 0.55% 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Roanoke Valley Community is an NCUA insured institution located in Roanoke, VA. It was founded in 1947 and has approximately $81.88 millions in assets.

NCUA Insured Yes
Charter Number # # 5604
Date Established 1947
Assets $81.88 million
Loans $40.85 million
Deposits $71.97 million
Capital $9.66 million
 

Field of Membership Restrictions

Membership is open to those who live, or work, or go to school, or worship in Roanoke City, or Roanoke County, or Vinton, or Salem, or Botetourt.

Deposit Rates - July 16, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less

Loan Rates - July 16, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ROANOKE VALLEY COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.950% 2.875% 1.00 $2,428 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info

Note to ROANOKE VALLEY COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Roanoke Valley Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Roanoke Valley Community Locations


Financial Details

Roanoke Valley Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Roanoke Valley Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Roanoke Valley Community U.S. Average
4.18% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Roanoke Valley Community had $282,770 in non-current loans and $129,374 in owned assets. To cover these potential losses it had $9,662,964 in net worth and $187,920 in loans loss reserves. That gives it a Texas Ratio of 4.18%.

Net Worth
Roanoke Valley Community U.S. Average
11.8% 13.61%

Roanoke Valley Community FCU has a net worth of 11.8% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Roanoke Valley Community

Branches and Savings

What is Roanoke Valley Community?

A federal credit union, registered with the NCUA under certificate #5604.
Learn more about credit unions here.

Is Roanoke Valley Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Roanoke Valley Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Roanoke Valley Community's share account and share certificate rates?

Roanoke Valley Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Roanoke Valley Community?

Roanoke Valley Community has total capital of $9.66 million. Full information on Roanoke Valley Community's financial position is located above.

Who owns Roanoke Valley Community?

Credit Unions are owned by their members.

Where are Roanoke Valley Community branches located?

See branch locations nearby.

Are Roanoke Valley Community ATMs Open 24/7?

Do Roanoke Valley Community ATMs accept cash deposits?

Can Roanoke Valley Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Roanoke Valley Community have a mobile app?

Does Roanoke Valley Community have mobile deposit?

Does Roanoke Valley Community have quick pay?

How can Roanoke Valley Community transfer money to other banks or credit unions?

Does Roanoke Valley Community report to credit bureaus?

Does Roanoke Valley Community use Chexsystems?

Does Roanoke Valley Community use Equifax?

What is Roanoke Valley Community's toll free phone number?

What is Roanoke Valley Community's ACH Routing Number?

What is Roanoke Valley Community's SWIFT code?

Where can I find Roanoke Valley Community's wire transfer form?

What is the Roanoke Valley Community address for deposits?

What Products Does Roanoke Valley Community Offer

Does Roanoke Valley Community offer mortgages?

Compare mortgage rates here.

Does Roanoke Valley Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Roanoke Valley Community offer auto and RV loans?

Compare auto loan rates here.

Does Roanoke Valley Community offer student loans or personal loans?

Compare personal loan rates here.

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