ROCHESTER AREA STATE EMPLOYEES

P.O. Box 24680
Rochester, NY 14624

Notable Rates APY Vs.Others
Savings N.A. 2.20% →
1-Year CD N.A. 2.20% →
2-Year CD N.A. 2.20% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Rochester Area State Employees is an NCUA insured institution located in Rochester, NY. It was founded in 1935 and has approximately $14.54 millions in assets.

NCUA Insured Yes
Charter Number # # 680
Date Established 1935
Assets $14.54 million
Loans $6.67 million
Deposits $12.87 million
Capital $1.68 million
 

Deposit Rates - February 24, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Rochester Area State Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Rochester Area State Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Rochester Area State Employees, but see these great savings and CD rates:

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Loan Rates - February 24, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ROCHESTER AREA STATE EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.163% 3.125% 0.50 $1,192 $1,071 Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ROCHESTER AREA STATE EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Rochester Area State Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Rochester Area State Employees Locations


Financial Details

Rochester Area State Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rochester Area State Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rochester Area State Employees U.S. Average
2.36% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Rochester Area State Employees had $40,050 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,675,210 in net worth and $19,583 in loans loss reserves. That gives it a Texas Ratio of 2.36%.

Net Worth
Rochester Area State Employees U.S. Average
11.52% 13.65%

Rochester Area State Employees FCU has a net worth of 11.52% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rochester Area State Employees

Branches and Savings

What is Rochester Area State Employees?

A federal credit union, registered with the NCUA under certificate #680.
Learn more about credit unions here.

Is Rochester Area State Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rochester Area State Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Rochester Area State Employees's share account and share certificate rates?

Rochester Area State Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rochester Area State Employees?

Rochester Area State Employees has total capital of $1.68 million. Full information on Rochester Area State Employees's financial position is located above.

Who owns Rochester Area State Employees?

Credit Unions are owned by their members.

Where are Rochester Area State Employees branches located?

See branch locations nearby.

Are Rochester Area State Employees ATMs Open 24/7?

Do Rochester Area State Employees ATMs accept cash deposits?

Can Rochester Area State Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rochester Area State Employees have a mobile app?

Does Rochester Area State Employees have mobile deposit?

Does Rochester Area State Employees have quick pay?

How can Rochester Area State Employees transfer money to other banks or credit unions?

Does Rochester Area State Employees report to credit bureaus?

Does Rochester Area State Employees use Chexsystems?

Does Rochester Area State Employees use Equifax?

What is Rochester Area State Employees's toll free phone number?

What is Rochester Area State Employees's ACH Routing Number?

What is Rochester Area State Employees's SWIFT code?

Where can I find Rochester Area State Employees's wire transfer form?

What is the Rochester Area State Employees address for deposits?

What Products Does Rochester Area State Employees Offer

Does Rochester Area State Employees offer mortgages?

Compare mortgage rates here.

Does Rochester Area State Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rochester Area State Employees offer auto and RV loans?

Compare auto loan rates here.

Does Rochester Area State Employees offer student loans or personal loans?

Compare personal loan rates here.

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