P.O. Box 24680
Rochester, NY 14624


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 680
Date Established 1935
Assets $15.00 million
Loans $6.31 million
Deposits $13.38 million
Capital $1.61 million

Rochester Area State Employees is an NCUA insured institution located in Rochester, NY. It was founded in 1935 and has approximately $15 millions in assets.

Deposit Rates - January 22, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Rochester Area State Employees

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Note to Rochester Area State Employees
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There are currently no rates available for Rochester Area State Employees, but see these great savings and CD rates:

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Loan Rates - January 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ROCHESTER AREA STATE EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.289% 4.250% 0.13 $1,267 $1,230 Learn More
HomeLend Mortgage
NMLS ID: 138075
License#: MC-5650
4.204% 4.125% 0.38 $2,380 $1,212 Learn More
First Internet Bank
NMLS ID: 424182
4.385% 4.375% 0.13 $305 $1,249 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Rochester Area State Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Rochester Area State Employees Locations

Financial Details

Rochester Area State Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rochester Area State Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rochester Area State Employees U.S. Average
1.37% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Rochester Area State Employees had $22,242 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,613,975 in net worth and $11,849 in loans loss reserves. That gives it a Texas Ratio of 1.37%.

Net Worth
Rochester Area State Employees U.S. Average
10.76% 13.21%

Rochester Area State Employees FCU has a net worth of 10.76% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.


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