Rockdale Federal Credit Union

Headquarters

1821 W Cameron
Rockdale, TX 76567
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Rockdale is an NCUA insured institution located in Rockdale, TX. It was founded in 1970 and has approximately $104.75 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 19926
Date Established 1970
Assets $104.75 million
Loans $51.02 million
Deposits $94.06 million
Capital $11.87 million
 

Field of Membership Restrictions

Must be an employee of the City of Rockdale or other select companies. Also open to those who live, work, worship or attend school in Milam County, Texas.

Deposit Rates - September 19, 2026

Your Current Location: New York, NY 10116

We do not yet have rates for Rockdale

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Loan Rates - September 19, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Rockdale

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Rockdale branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Rockdale Locations around zip code 10116




Climate Policy and Initiatives

ROCKDALE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Rockdale Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rockdale. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rockdale U.S. Average
3.04% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Rockdale had $349,479 in non-current loans and $16,044 in owned assets. To cover these potential losses it had $11,865,166 in net worth and $168,965 in loans loss reserves. That gives it a Texas Ratio of 3.04%.

Net Worth
Rockdale U.S. Average
11.32% 14.48%

Rockdale FCU has a net worth of 11.32% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Rockdale

5.0 out of 5 based on 1 rating


  • March 25, 2023 |

    Best and only predominantly minority credit union in east Texas.


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