Rockland, MA 02370

Notable Rates APY Vs.Others
Savings 0.20% 2.10% →
1-Year CD 1.25% 2.02% →
2-Year CD 1.40% 2.02% →
5-Year CD 1.40% 2.02% →
30-Year Mortgage 3.93% 3.03% →
15-Year Mortgage 3.35% 2.77% →
HELOC N.A. 3.25% →

2020 Overview

General Credit Union Information

Rockland is an NCUA insured institution located in Rockland, MA. It was founded in 1985 and has approximately $1838.63 millions in assets.

Who can join?

You may qualify and become a member of Rockland Federal Credit Union if you:

Live or work in Barnstable, Bristol, Middlesex, Norfolk, Plymouth or Suffolk Counties in Massachusetts.

Are an immediate family* member of an eligible or current member

*Immediate family includes: spouse, parent, child, sibling, grandparent or grandchild. The immediate family member need only live or work in one of the eligible counties in order for the person to join the Credit Union. It is not necessary for the eligible family member to join the Credit Union.

NCUA Insured Yes
Charter Number # # 24224
Date Established 1985
Assets $1,838.63 million
Loans $1,646.09 million
Deposits $1,518.27 million
Capital $222.03 million

Field of Membership Restrictions

Membership in Rockland Federal Credit Union is open to those who live or work in Barnstable, Bristol, Middlesex, Norfolk, Plymouth, or Suffolk Counties in Massachusetts, or immediate family member of those eligible.

Deposit Rates - March 30, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $9,999 Learn MoreShow Less
Money Market
1.00% $10,000 $24,999 Learn MoreShow Less
Money Market
1.00% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $500 - Learn MoreShow Less
6 Mo CD
0.75% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $5 $2,499 Learn MoreShow Less
Fixed IRA
1.25% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $5 $1,499 Learn MoreShow Less
Int Ckg
0.45% $1,500 - Learn MoreShow Less
Checking Rates APY MIN FEE
Free Checking 0.00% $0 $0.00 Learn MoreShow Less

Loan Rates - March 30, 2020

Your Current Location: Connecticut, CT 06828

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 4.49% 4.49% $743.56
4 Year 4.49% 4.49% $569.97
5 Year 4.49% 4.49% $465.96
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


Below are Rockland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Rockland Locations

Financial Details

Rockland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rockland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rockland U.S. Average
2.46% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Rockland had $5,166,613 in non-current loans and $600,000 in owned assets. To cover these potential losses it had $222,031,945 in net worth and $12,735,599 in loans loss reserves. That gives it a Texas Ratio of 2.46%.

Net Worth
Rockland U.S. Average
12.13% 13.65%

Rockland FCU has a net worth of 12.13% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rockland

Branches and Savings

What is Rockland?

A federal credit union, registered with the NCUA under certificate #24224.
Learn more about credit unions here.

Is Rockland FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rockland?

Please see Field of Membership information above for information on who is eligible to join.

What are Rockland's share account and share certificate rates?

Rockland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rockland?

Rockland has total capital of $222.03 million. Full information on Rockland's financial position is located above.

Who owns Rockland?

Credit Unions are owned by their members.

Where are Rockland branches located?

See branch locations nearby.

Are Rockland ATMs Open 24/7?

Do Rockland ATMs accept cash deposits?

Can Rockland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rockland have a mobile app?

Does Rockland have mobile deposit?

Does Rockland have quick pay?

How can Rockland transfer money to other banks or credit unions?

Does Rockland report to credit bureaus?

Does Rockland use Chexsystems?

Does Rockland use Equifax?

What is Rockland's toll free phone number?

What is Rockland's ACH Routing Number?

What is Rockland's SWIFT code?

Where can I find Rockland's wire transfer form?

What is the Rockland address for deposits?

What Products Does Rockland Offer

Does Rockland offer mortgages?

Compare mortgage rates here.

Does Rockland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rockland offer auto and RV loans?

Compare auto loan rates here.

Does Rockland offer student loans or personal loans?

Compare personal loan rates here.

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