Rocky Mountain Federal Credit Union
Headquarters
3400 N Montana Ave
Helena, MT 59602
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2024 Overview
General Credit Union Information
Rocky Mountain is an NCUA insured institution located in Helena, MT. It was founded in 1940 and has approximately $238.67 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 63261 |
| Date Established | 1940 |
| Assets | $238.67 million |
| Loans | $200.73 million |
| Deposits | $207.71 million |
| Capital | $23.27 million |
Field of Membership Restrictions
Membership is open to those who live, worship or work in Deer Lodge, Broadwater, Jefferson, Gallatin, Park, Lewis and Clark, Powell, and Silver Bow Counties in Montana. Membership is open to Montana State University alumni, State of Montana employees, Ace Hardware Bozeman, Blue Cross Blue Shield MT, Albertsons Helena, Bozeman Chronicle, Bozeman Deaconess, Carroll College, Cooperative Health Center, Charter, CorVel, Costco, Career Training Institute, Creative Horizons, Fuel Fitness, Good Samaritan, Kenyon Nobel, Montana State University, Morrison Maierle, New West Health Services, Rocky Mountain Development Council, Rosauers Bozeman, University of Montana Helena, Wal-Mart Bozeman, West Paw Design, Westmont, Wendy's Helena.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Rocky Mountain
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Rocky Mountain
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Rocky Mountain
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It is free to register and add rates.
Branches
Below are Rocky Mountain branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ROCKY MOUNTAIN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Rocky Mountain Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Rocky Mountain. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Rocky Mountain | U.S. Average |
|---|---|
| 6.49% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Rocky Mountain had $1,385,351 in non-current loans and $268,976 in owned assets. To cover these potential losses it had $23,273,773 in net worth and $2,218,996 in loans loss reserves. That gives it a Texas Ratio of 6.49%.
Net Worth
| Rocky Mountain | U.S. Average |
|---|---|
| 9.75% | 13.62% |
Rocky Mountain FCU has a net worth of 9.75% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Rocky Mountain
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