ROMNEY

Headquarters

62 WEST MAIN STREET
Romney, WV 26757
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.91% →
1-Year CD 0.80% 0.85% →
2-Year CD 1.15% 0.95% →
5-Year CD 1.51% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Romney is an NCUA insured institution located in Romney, WV. It was founded in 1955 and has approximately $7.56 millions in assets.

NCUA Insured Yes
Charter Number # # 10301
Date Established 1955
Assets $7.56 million
Loans $6.02 million
Deposits $6.71 million
Capital $0.85 million
 

Deposit Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
1.00% $10,000 $14,999 Learn More
18 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
1.15% $10,000 $14,999 Learn More
24 Mo CD
1.15% $100,000 $199,999 Learn More
36 Mo CD
1.21% $10,000 $14,999 Learn More
36 Mo CD
1.21% $100,000 $199,999 Learn More
48 Mo CD
1.36% $10,000 $14,999 Learn More
48 Mo CD
1.36% $100,000 $199,999 Learn More
60 Mo CD
1.51% $10,000 $14,999 Learn More
60 Mo CD
1.51% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ROMNEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.687% 2.625% 0.63 $2,015 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,880 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ROMNEY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Romney branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Romney Locations


Financial Details

Romney Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Romney. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Romney U.S. Average
0.67% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Romney had $5,856 in non-current loans and $0 in owned assets. To cover these potential losses it had $848,529 in net worth and $25,392 in loans loss reserves. That gives it a Texas Ratio of 0.67%.

Net Worth
Romney U.S. Average
11.21% 13.61%

Romney FCU has a net worth of 11.21% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Romney

Branches and Savings

What is Romney?

A federal credit union, registered with the NCUA under certificate #10301.
Learn more about credit unions here.

Is Romney FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Romney?

Please see Field of Membership information above for information on who is eligible to join.

What are Romney's share account and share certificate rates?

Romney's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Romney?

Romney has total capital of $0.85 million. Full information on Romney's financial position is located above.

Who owns Romney?

Credit Unions are owned by their members.

Where are Romney branches located?

See branch locations nearby.

Are Romney ATMs Open 24/7?

Do Romney ATMs accept cash deposits?

Can Romney customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Romney have a mobile app?

Does Romney have mobile deposit?

Does Romney have quick pay?

How can Romney transfer money to other banks or credit unions?

Does Romney report to credit bureaus?

Does Romney use Chexsystems?

Does Romney use Equifax?

What is Romney's toll free phone number?

What is Romney's ACH Routing Number?

What is Romney's SWIFT code?

Where can I find Romney's wire transfer form?

What is the Romney address for deposits?

What Products Does Romney Offer

Does Romney offer mortgages?

Compare mortgage rates here.

Does Romney offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Romney offer auto and RV loans?

Compare auto loan rates here.

Does Romney offer student loans or personal loans?

Compare personal loan rates here.

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