S E A Credit Union

Headquarters

Po Box 355
Richfield, UT 84701
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Notable Rates APY Vs.Others
Savings N.A. 5.00% →
1-Year CD N.A. 4.70% →
2-Year CD N.A. 4.80% →
5-Year CD N.A. 5.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

S E A is an NCUA insured institution located in Richfield, UT. It was founded in 1957 and has approximately $7.39 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67149
Date Established 1957
Assets $7.39 million
Loans $4.29 million
Deposits $5.98 million
Capital $1.41 million
 

Deposit Rates - November 14, 2026

Your Current Location: Mississippi, MS

We do not yet have rates for S E A

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Loan Rates - November 14, 2026

Your Current Location: Mississippi, MS

There are currently no loan rates available for S E A

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Mississippi 30 Year Fixed Mortgage Rates 2026

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Featured - Mississippi Home Equity Line Of Credit Rates 2026

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Branches

Below are S E A branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Laurel,Mississippi


S E A Locations


BranchDistance Map View Lobby Hours

SEA Credit Union

1308.94 A View Lobby Hours


Climate Policy and Initiatives

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Financial Details

S E A Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of S E A. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
S E A U.S. Average
0.53% 5.13

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2026, S E A had $7,659 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,409,676 in net worth and $39,273 in loans loss reserves. That gives it a Texas Ratio of 0.53%.

Net Worth
S E A U.S. Average
19.08% 14.54%

S E A FCU has a net worth of 19.08% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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