2025 Overview
General Credit Union Information
S E C U is an NCUA insured institution located in Keokuk, IA. It was founded in 1963 and has approximately $1.87 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64269 |
| Date Established | 1963 |
| Assets | $1.87 million |
| Loans | $1.11 million |
| Deposits | $1.28 million |
| Capital | $0.59 million |
Deposit Rates - December 20, 2025
Your Current Location: New York, NY 10116
We do not yet have rates for S E C U
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Loan Rates - December 20, 2025
Your Current Location: New York, NY 10116
There are currently no loan rates available for S E C U
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - New York 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1907 |
0.000% | 0.000% | 0.00 | $0 | $0 | Learn More |
NMLS ID: 3030 |
Learn More |
Featured - New York Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 6.990 % After Intro: 6.990 % |
$0 |
Learn More
More Info |
Note to S E C U
To upload and update your bank's rates please register.
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Branches
Below are S E C U branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
S E C U Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 922.46 | A | View Lobby Hours |
Climate Policy and Initiatives
S E C U is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
S E C U Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of S E C U. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| S E C U | U.S. Average |
|---|---|
| 6.41% | 5.63 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2025, S E C U had $23,455 in non-current loans and $15,906 in owned assets. To cover these potential losses it had $589,664 in net worth and $24,813 in loans loss reserves. That gives it a Texas Ratio of 6.41%.
Net Worth
| S E C U | U.S. Average |
|---|---|
| 31.45% | 14.29% |
S E C U FCU has a net worth of 31.45% versus the BestCashCow average of 14.29. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for S E C U
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