SANTA BARBARA TEACHERS

3970 La Colina Rd
Santa Barbara, CA 93110

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1909
Date Established 1937
Assets $239.94 million
Loans $63.74 million
Deposits $211.77 million
Capital $27.15 million

Santa Barbara Teachers is an NCUA insured institution located in Santa Barbara, CA. It was founded in 1937 and has approximately $239.94 millions in assets.

Who can join?

Membership is open to all public school district employees in Santa Barbara County. Also eligible are employees of approved independent schools. After becoming a member, your family members may join; (grandparents, parents, husband, wife, brothers, sisters, children and grandchildren.)

Field of Membership Restrictions

Membership is open to all public school district employees in Santa Barbara County. Also eligible are employees of approved independent schools. After becoming a member, your family members may join; (grandparents, parents, husband, wife, brothers, sisters, children and grandchildren.)

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.53% $1 - Learn MoreShow Less
Learn more about these great rates:


Int Checking Rates APY MIN MAX
Int Ckg
0.45% $300 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SANTA BARBARA TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.419% 3.375% 0.13 $1,397 $1,106 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.517% 3.500% 0.25 $525 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to SANTA BARBARA TEACHERS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Santa Barbara Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Santa Barbara Teachers Locations


Financial Details

Santa Barbara Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Santa Barbara Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Santa Barbara Teachers U.S. Average
0.09% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Santa Barbara Teachers had $25,919 in non-current loans and $0 in owned assets. To cover these potential losses it had $27,146,981 in net worth and $146,398 in loans loss reserves. That gives it a Texas Ratio of 0.09%.

Net Worth
Santa Barbara Teachers U.S. Average
11.31% 13.47%

Santa Barbara Teachers FCU has a net worth of 11.31% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Santa Barbara Teachers

Branches and Savings

What is Santa Barbara Teachers?

A federal credit union, registered with the NCUA under certificate #1909.
Learn more about credit unions here.

Is Santa Barbara Teachers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Santa Barbara Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Santa Barbara Teachers's share account and share certificate rates?

Santa Barbara Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Santa Barbara Teachers?

Santa Barbara Teachers has total capital of $27.15 million. Full information on Santa Barbara Teachers's financial position is located above.

Who owns Santa Barbara Teachers?

Credit Unions are owned by their members.

Where are Santa Barbara Teachers branches located?

See branch locations nearby.

Are Santa Barbara Teachers ATMs Open 24/7?

Do Santa Barbara Teachers ATMs accept cash deposits?

Can Santa Barbara Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Santa Barbara Teachers have a mobile app?

Does Santa Barbara Teachers have mobile deposit?

Does Santa Barbara Teachers have quick pay?

How can Santa Barbara Teachers transfer money to other banks or credit unions?

Does Santa Barbara Teachers report to credit bureaus?

Does Santa Barbara Teachers use Chexsystems?

Does Santa Barbara Teachers use Equifax?

What is Santa Barbara Teachers's toll free phone number?

What is Santa Barbara Teachers's ACH Routing Number?

What is Santa Barbara Teachers's SWIFT code?

Where can I find Santa Barbara Teachers's wire transfer form?

What is the Santa Barbara Teachers address for deposits?

What Products Does Santa Barbara Teachers Offer

Does Santa Barbara Teachers offer mortgages?

Compare mortgage rates here.

Does Santa Barbara Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Santa Barbara Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Santa Barbara Teachers offer student loans or personal loans?

Compare personal loan rates here.

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