Scicap Federal Credit Union

Headquarters

1711 Osceola Ave, Ste 103
Chariton, IA 50049
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Scicap is an NCUA insured institution located in Chariton, IA. It was founded in 1968 and has approximately $2.12 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 65263
Date Established 1968
Assets $2.12 million
Loans $0.79 million
Deposits $1.61 million
Capital $0.49 million
 

Deposit Rates - September 18, 2026

Your Current Location: Montana, MT

We do not yet have rates for Scicap

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Loan Rates - September 18, 2026

Your Current Location: Montana, MT

There are currently no loan rates available for Scicap

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Montana 30 Year Fixed Mortgage Rates 2026

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Featured - Montana Home Equity Line Of Credit Rates 2026

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Branches

Below are Scicap branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Whitefish,Montana


Scicap Locations


BranchDistance Map View Lobby Hours

SCICAP Credit Union

1229.89 A View Lobby Hours


Climate Policy and Initiatives

SCICAP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Scicap Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Scicap. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Scicap U.S. Average
0.56% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Scicap had $3,061 in non-current loans and $0 in owned assets. To cover these potential losses it had $494,149 in net worth and $52,076 in loans loss reserves. That gives it a Texas Ratio of 0.56%.

Net Worth
Scicap U.S. Average
23.31% 14.48%

Scicap FCU has a net worth of 23.31% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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