SEATTLE METROPOLITAN

Headquarters

1521 1ST AVE S STE 500
Seattle, WA 98134
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.20% →
1-Year CD 0.45% 1.10% →
2-Year CD 0.60% 1.15% →
5-Year CD 0.91% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Seattle Metropolitan is an NCUA insured institution located in Seattle, WA. It was founded in 1933 and has approximately $843.74 millions in assets.

Who can join?

If you live or work in the state of Washington, you are eligible for membership. If you are an employee of the City of Seattle, a person who is employed by a partner, and any person related to a current member by blood, marriage (including domestic partners), or adoption regardless of where you live, you may apply for membership.

NCUA Insured Yes
Charter Number # # 68315
Date Established 1933
Assets $843.74 million
Loans $609.51 million
Deposits $753.96 million
Capital $77.36 million
 

Field of Membership Restrictions

Membership in Seattle Metropolitan Credit Union is open to anyone who lives or works in the state of Washington.

Deposit Rates - August 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $10,000 $14,999 Learn More
3 Mo CD
0.10% $100,000 $199,999 Learn More
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.45% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.91% $10,000 $14,999 Learn More
60 Mo CD
0.91% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SEATTLE METROPOLITAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.930% 2.875% 0.75 $1,762 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to SEATTLE METROPOLITAN
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Seattle Metropolitan branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Seattle Metropolitan Locations


Financial Details

Seattle Metropolitan Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Seattle Metropolitan. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Seattle Metropolitan U.S. Average
9.25% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Seattle Metropolitan had $6,646,127 in non-current loans and $891,674 in owned assets. To cover these potential losses it had $77,359,952 in net worth and $4,101,041 in loans loss reserves. That gives it a Texas Ratio of 9.25%.

Net Worth
Seattle Metropolitan U.S. Average
9.16% 13.61%

Seattle Metropolitan FCU has a net worth of 9.16% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Seattle Metropolitan

Branches and Savings

What is Seattle Metropolitan?

A federal credit union, registered with the NCUA under certificate #68315.
Learn more about credit unions here.

Is Seattle Metropolitan FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Seattle Metropolitan?

Please see Field of Membership information above for information on who is eligible to join.

What are Seattle Metropolitan's share account and share certificate rates?

Seattle Metropolitan's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Seattle Metropolitan?

Seattle Metropolitan has total capital of $77.36 million. Full information on Seattle Metropolitan's financial position is located above.

Who owns Seattle Metropolitan?

Credit Unions are owned by their members.

Where are Seattle Metropolitan branches located?

See branch locations nearby.

Are Seattle Metropolitan ATMs Open 24/7?

Do Seattle Metropolitan ATMs accept cash deposits?

Can Seattle Metropolitan customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Seattle Metropolitan have a mobile app?

Does Seattle Metropolitan have mobile deposit?

Does Seattle Metropolitan have quick pay?

How can Seattle Metropolitan transfer money to other banks or credit unions?

Does Seattle Metropolitan report to credit bureaus?

Does Seattle Metropolitan use Chexsystems?

Does Seattle Metropolitan use Equifax?

What is Seattle Metropolitan's toll free phone number?

What is Seattle Metropolitan's ACH Routing Number?

What is Seattle Metropolitan's SWIFT code?

Where can I find Seattle Metropolitan's wire transfer form?

What is the Seattle Metropolitan address for deposits?

What Products Does Seattle Metropolitan Offer

Does Seattle Metropolitan offer mortgages?

Compare mortgage rates here.

Does Seattle Metropolitan offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Seattle Metropolitan offer auto and RV loans?

Compare auto loan rates here.

Does Seattle Metropolitan offer student loans or personal loans?

Compare personal loan rates here.

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