SEBASTICOOK VALLEY

Headquarters

POB 10
Pittsfield, ME 04967
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Sebasticook Valley is an NCUA insured institution located in Pittsfield, ME. It was founded in 1953 and has approximately $126.99 millions in assets.

NCUA Insured Yes
Charter Number # # 8936
Date Established 1953
Assets $126.99 million
Loans $110.57 million
Deposits $102.30 million
Capital $12.32 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school, or worship in the towns of; Pittsfield, Newport, Corinna, Burnham, Detroit, Dixmont, Etna, Hartland, St. Albans, Stetson, Palmyra, Plymouth, Cambridge, Dexter, Exeter, Garland, Harmony and Ripley in Maine and to immediate family of current members.

Deposit Rates - December 2, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Sebasticook Valley

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - December 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SEBASTICOOK VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.548% 2.500% 0.63 $1,572 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.583% 2.500% 0.88 $2,728 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to SEBASTICOOK VALLEY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Sebasticook Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Sebasticook Valley Locations


Financial Details

Sebasticook Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sebasticook Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sebasticook Valley U.S. Average
10.36% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Sebasticook Valley had $1,313,616 in non-current loans and $10,713 in owned assets. To cover these potential losses it had $12,321,529 in net worth and $463,088 in loans loss reserves. That gives it a Texas Ratio of 10.36%.

Net Worth
Sebasticook Valley U.S. Average
9.7% 13.61%

Sebasticook Valley FCU has a net worth of 9.7% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sebasticook Valley

Branches and Savings

What is Sebasticook Valley?

A federal credit union, registered with the NCUA under certificate #8936.
Learn more about credit unions here.

Is Sebasticook Valley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sebasticook Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Sebasticook Valley's share account and share certificate rates?

Sebasticook Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sebasticook Valley?

Sebasticook Valley has total capital of $12.32 million. Full information on Sebasticook Valley's financial position is located above.

Who owns Sebasticook Valley?

Credit Unions are owned by their members.

Where are Sebasticook Valley branches located?

See branch locations nearby.

Are Sebasticook Valley ATMs Open 24/7?

Do Sebasticook Valley ATMs accept cash deposits?

Can Sebasticook Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sebasticook Valley have a mobile app?

Does Sebasticook Valley have mobile deposit?

Does Sebasticook Valley have quick pay?

How can Sebasticook Valley transfer money to other banks or credit unions?

Does Sebasticook Valley report to credit bureaus?

Does Sebasticook Valley use Chexsystems?

Does Sebasticook Valley use Equifax?

What is Sebasticook Valley's toll free phone number?

What is Sebasticook Valley's ACH Routing Number?

What is Sebasticook Valley's SWIFT code?

Where can I find Sebasticook Valley's wire transfer form?

What is the Sebasticook Valley address for deposits?

What Products Does Sebasticook Valley Offer

Does Sebasticook Valley offer mortgages?

Compare mortgage rates here.

Does Sebasticook Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sebasticook Valley offer auto and RV loans?

Compare auto loan rates here.

Does Sebasticook Valley offer student loans or personal loans?

Compare personal loan rates here.

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