2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 7405
Date Established 1951
Assets $16.62 million
Loans $11.61 million
Deposits $14.50 million
Capital $1.97 million

Seg is an NCUA insured institution located in Laurel, MT. It was founded in 1951 and has approximately $16.62 millions in assets.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 - Learn MoreShow Less
12 Mo CD
0.70% $10,000 - Learn MoreShow Less
24 Mo CD
0.90% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $25 $5,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SEG

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to SEG
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Seg branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Seg Locations

Financial Details

Seg Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Seg. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Seg U.S. Average
8.21% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Seg had $142,479 in non-current loans and $29,750 in owned assets. To cover these potential losses it had $1,973,994 in net worth and $124,124 in loans loss reserves. That gives it a Texas Ratio of 8.21%.

Net Worth
Seg U.S. Average
11.88% 13.47%

Seg FCU has a net worth of 11.88% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Seg

Branches and Savings

What is Seg?

A federal credit union, registered with the NCUA under certificate #7405.
Learn more about credit unions here.

Is Seg FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Seg?

Please see Field of Membership information above for information on who is eligible to join.

What are Seg's share account and share certificate rates?

Seg's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Seg?

Seg has total capital of $1.97 million. Full information on Seg's financial position is located above.

Who owns Seg?

Credit Unions are owned by their members.

Where are Seg branches located?

See branch locations nearby.

Are Seg ATMs Open 24/7?

Do Seg ATMs accept cash deposits?

Can Seg customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Seg have a mobile app?

Does Seg have mobile deposit?

Does Seg have quick pay?

How can Seg transfer money to other banks or credit unions?

Does Seg report to credit bureaus?

Does Seg use Chexsystems?

Does Seg use Equifax?

What is Seg's toll free phone number?

What is Seg's ACH Routing Number?

What is Seg's SWIFT code?

Where can I find Seg's wire transfer form?

What is the Seg address for deposits?

What Products Does Seg Offer

Does Seg offer mortgages?

Compare mortgage rates here.

Does Seg offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Seg offer auto and RV loans?

Compare auto loan rates here.

Does Seg offer student loans or personal loans?

Compare personal loan rates here.

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