SELECT COMMUNITY

Headquarters

P O BOX 1967
Valparaiso, IN 46384
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Select Community is an NCUA insured institution located in Valparaiso, IN. It was founded in 1942 and has approximately $5.65 millions in assets.

NCUA Insured Yes
Charter Number # # 4946
Date Established 1942
Assets $5.65 million
Loans $3.47 million
Deposits $5.22 million
Capital $0.27 million
 

Deposit Rates - November 28, 2020

Your Current Location: Washington, WA 98101

We do not yet have rates for Select Community

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Loan Rates - November 28, 2020

Your Current Location: Washington, WA 98101

There are currently no loan rates available for SELECT COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.557% 2.500% 0.75 $1,880 $988 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

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Branches

Below are Select Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Select Community Locations


Financial Details

Select Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Select Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Select Community U.S. Average
33.59% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Select Community had $110,595 in non-current loans and $0 in owned assets. To cover these potential losses it had $271,116 in net worth and $58,086 in loans loss reserves. That gives it a Texas Ratio of 33.59%.

Net Worth
Select Community U.S. Average
4.8% 13.61%

Select Community FCU has a net worth of 4.8% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Select Community

Branches and Savings

What is Select Community?

A federal credit union, registered with the NCUA under certificate #4946.
Learn more about credit unions here.

Is Select Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Select Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Select Community's share account and share certificate rates?

Select Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Select Community?

Select Community has total capital of $0.27 million. Full information on Select Community's financial position is located above.

Who owns Select Community?

Credit Unions are owned by their members.

Where are Select Community branches located?

See branch locations nearby.

Are Select Community ATMs Open 24/7?

Do Select Community ATMs accept cash deposits?

Can Select Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Select Community have a mobile app?

Does Select Community have mobile deposit?

Does Select Community have quick pay?

How can Select Community transfer money to other banks or credit unions?

Does Select Community report to credit bureaus?

Does Select Community use Chexsystems?

Does Select Community use Equifax?

What is Select Community's toll free phone number?

What is Select Community's ACH Routing Number?

What is Select Community's SWIFT code?

Where can I find Select Community's wire transfer form?

What is the Select Community address for deposits?

What Products Does Select Community Offer

Does Select Community offer mortgages?

Compare mortgage rates here.

Does Select Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Select Community offer auto and RV loans?

Compare auto loan rates here.

Does Select Community offer student loans or personal loans?

Compare personal loan rates here.

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