Self-help Federal Credit Union

Headquarters

301 W Main Street
Durham, NC 27701
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.02% →
1-Year CD N.A. 1.45% →
2-Year CD N.A. 2.86% →
5-Year CD N.A. 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Self-help is an NCUA insured institution located in Durham, NC. It was founded in 2008 and has approximately $1788.21 millions in assets.

Who can join?

There are two ways to become a member:

1. Apply for free membership if you live, work, worship, or attend school in any of the following North Carolina counties: Brunswick, Buncombe, Forsyth, Greene, Guilford, Haywood, Henderson, Jackson, Lenoir, New Hanover, Polk, Scotland, Transylvania, Wilson. (Eligibility extends to immediate family of members.)

2. Apply for mission supportive membership by joining our founding charitable sponsor, the Center for Community Self-Help, for a one-time $5 fee.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24802
Date Established 2008
Assets $1,788.21 million
Loans $1,204.75 million
Deposits $1,480.53 million
Capital $271.31 million
 

Field of Membership Restrictions

Membership is open to anyone through joining the Center for Community Self-Help ($5 one-time fee). Membership is also open to those who live, work, attend school or worship in select areas of Oakland, California and to employees of over 100 Select Employer Groups.

Deposit Rates - May 23, 2022

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Self-help

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Self-help
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Advertiser Disclosure

Loan Rates - May 23, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SELF-HELP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
4.970% 4.875% 0.75 $2,718 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to SELF-HELP
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Self-help branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Self-help Locations



Climate Initiatives

SELF-HELP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Self-help Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Self-help. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Self-help U.S. Average
3.47% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Self-help had $9,797,473 in non-current loans and $320,038 in owned assets. To cover these potential losses it had $271,305,883 in net worth and $20,181,427 in loans loss reserves. That gives it a Texas Ratio of 3.47%.

Net Worth
Self-help U.S. Average
15.17% 12.36%

Self-help FCU has a net worth of 15.17% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for SELF-HELP


  • September 27, 2016

    CDs 60 Month Rates

    why have you not updated your rates

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