Shore To Shore Community Federal Credit Union
Headquarters
4550 Division St
Trenton, MI 48183
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2024 Overview
General Credit Union Information
Shore To Shore Community is an NCUA insured institution located in Trenton, MI. It was founded in 1953 and has approximately $79.34 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 8349 |
| Date Established | 1953 |
| Assets | $79.34 million |
| Loans | $29.31 million |
| Deposits | $71.62 million |
| Capital | $7.33 million |
Field of Membership Restrictions
Membership is open to those who live, work or worship in Allen Park, Brownstown, Ecorse, Flat Rock, Gibraltar, Grosse Ile, Lincoln Park, Melvindale, River Rouge, Riverview, Rockwood, Southgate, Trenton, Woodhaven or Wyandotte.
Deposit Rates - May 10, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Shore To Shore Community
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Loan Rates - May 10, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Shore To Shore Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.553% | 6.375% | 0.88 | $6,000 | $1,997 | Learn More |
NMLS ID: 2059741 |
6.652% | 6.500% | 1.00 | $5,085 | $2,023 | Learn More |
NMLS ID: 3029 |
6.983% | 6.875% | 0.63 | $3,699 | $2,103 | Learn More |
NMLS ID: 1025894 |
6.992% | 6.875% | 1.00 | $3,810 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Shore To Shore Community
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It is free to register and add rates.
Branches
Below are Shore To Shore Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SHORE TO SHORE COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Shore To Shore Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Shore To Shore Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Shore To Shore Community | U.S. Average |
|---|---|
| 2.67% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Shore To Shore Community had $86,383 in non-current loans and $113,500 in owned assets. To cover these potential losses it had $7,326,188 in net worth and $162,233 in loans loss reserves. That gives it a Texas Ratio of 2.67%.
Net Worth
| Shore To Shore Community | U.S. Average |
|---|---|
| 9.22% | 13.62% |
Shore To Shore Community FCU has a net worth of 9.22% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Shore To Shore Community
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