Shore To Shore Community Federal Credit Union

Headquarters

4550 Division St
Trenton, MI 48183
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Shore To Shore Community is an NCUA insured institution located in Trenton, MI. It was founded in 1953 and has approximately $81.3 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8349
Date Established 1953
Assets $81.30 million
Loans $22.81 million
Deposits $74.76 million
Capital $5.92 million
 

Field of Membership Restrictions

Membership is open to those who live, work or worship in Allen Park, Brownstown, Ecorse, Flat Rock, Gibraltar, Grosse Ile, Lincoln Park, Melvindale, River Rouge, Riverview, Rockwood, Southgate, Trenton, Woodhaven or Wyandotte.

Deposit Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Shore To Shore Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SHORE TO SHORE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
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4.990 %
$0 Learn More
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Note to SHORE TO SHORE COMMUNITY
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Branches

Below are Shore To Shore Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Shore To Shore Community Locations



Climate Initiatives

SHORE TO SHORE COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Shore To Shore Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Shore To Shore Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Shore To Shore Community U.S. Average
3.72% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Shore To Shore Community had $109,512 in non-current loans and $113,500 in owned assets. To cover these potential losses it had $5,921,607 in net worth and $68,969 in loans loss reserves. That gives it a Texas Ratio of 3.72%.

Net Worth
Shore To Shore Community U.S. Average
7.28% 12.22%

Shore To Shore Community FCU has a net worth of 7.28% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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