SHORELINE

2735 ESTES STREET
Norton Shores, MI 49441

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8412
Date Established 1953
Assets $18.20 million
Loans $6.61 million
Deposits $16.49 million
Capital $0.31 million

Shoreline is an NCUA insured institution located in Norton Shores, MI. It was founded in 1953 and has approximately $18.2 millions in assets.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Shoreline

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Note to Shoreline
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There are currently no rates available for Shoreline, but see these great savings and CD rates:

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Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SHORELINE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to SHORELINE
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Branches

Below are Shoreline branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Shoreline Locations


Financial Details

Shoreline Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Shoreline. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Shoreline U.S. Average
10.58% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Shoreline had $37,078 in non-current loans and $0 in owned assets. To cover these potential losses it had $305,041 in net worth and $45,314 in loans loss reserves. That gives it a Texas Ratio of 10.58%.

Net Worth
Shoreline U.S. Average
1.8% 13.47%

Shoreline FCU has a net worth of 1.8% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Shoreline

Branches and Savings

What is Shoreline?

A federal credit union, registered with the NCUA under certificate #8412.
Learn more about credit unions here.

Is Shoreline FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Shoreline?

Please see Field of Membership information above for information on who is eligible to join.

What are Shoreline's share account and share certificate rates?

Shoreline's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Shoreline?

Shoreline has total capital of $0.31 million. Full information on Shoreline's financial position is located above.

Who owns Shoreline?

Credit Unions are owned by their members.

Where are Shoreline branches located?

See branch locations nearby.

Are Shoreline ATMs Open 24/7?

Do Shoreline ATMs accept cash deposits?

Can Shoreline customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Shoreline have a mobile app?

Does Shoreline have mobile deposit?

Does Shoreline have quick pay?

How can Shoreline transfer money to other banks or credit unions?

Does Shoreline report to credit bureaus?

Does Shoreline use Chexsystems?

Does Shoreline use Equifax?

What is Shoreline's toll free phone number?

What is Shoreline's ACH Routing Number?

What is Shoreline's SWIFT code?

Where can I find Shoreline's wire transfer form?

What is the Shoreline address for deposits?

What Products Does Shoreline Offer

Does Shoreline offer mortgages?

Compare mortgage rates here.

Does Shoreline offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Shoreline offer auto and RV loans?

Compare auto loan rates here.

Does Shoreline offer student loans or personal loans?

Compare personal loan rates here.

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