PO BOX 10100
Reno, NV 89511
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.20% →
1-Year CD 0.60% 1.10% →
2-Year CD N.A. 1.15% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Sierra Pacific is an NCUA insured institution located in Reno, NV. It was founded in 1936 and has approximately $133.4 millions in assets.

NCUA Insured Yes
Charter Number # # 1000
Date Established 1936
Assets $133.40 million
Loans $77.74 million
Deposits $115.58 million
Capital $16.96 million

Field of Membership Restrictions

Must be an employee or employer with any qualifying company of one of the select member firms group.

Deposit Rates - August 6, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.45% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More

Loan Rates - August 6, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SIERRA PACIFIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Sierra Pacific branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Sierra Pacific Locations

Financial Details

Sierra Pacific Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sierra Pacific. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sierra Pacific U.S. Average
2.90% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Sierra Pacific had $375,095 in non-current loans and $131,671 in owned assets. To cover these potential losses it had $16,961,134 in net worth and $519,449 in loans loss reserves. That gives it a Texas Ratio of 2.90%.

Net Worth
Sierra Pacific U.S. Average
12.71% 13.61%

Sierra Pacific FCU has a net worth of 12.71% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sierra Pacific

Branches and Savings

What is Sierra Pacific?

A federal credit union, registered with the NCUA under certificate #1000.
Learn more about credit unions here.

Is Sierra Pacific FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sierra Pacific?

Please see Field of Membership information above for information on who is eligible to join.

What are Sierra Pacific's share account and share certificate rates?

Sierra Pacific's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sierra Pacific?

Sierra Pacific has total capital of $16.96 million. Full information on Sierra Pacific's financial position is located above.

Who owns Sierra Pacific?

Credit Unions are owned by their members.

Where are Sierra Pacific branches located?

See branch locations nearby.

Are Sierra Pacific ATMs Open 24/7?

Do Sierra Pacific ATMs accept cash deposits?

Can Sierra Pacific customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sierra Pacific have a mobile app?

Does Sierra Pacific have mobile deposit?

Does Sierra Pacific have quick pay?

How can Sierra Pacific transfer money to other banks or credit unions?

Does Sierra Pacific report to credit bureaus?

Does Sierra Pacific use Chexsystems?

Does Sierra Pacific use Equifax?

What is Sierra Pacific's toll free phone number?

What is Sierra Pacific's ACH Routing Number?

What is Sierra Pacific's SWIFT code?

Where can I find Sierra Pacific's wire transfer form?

What is the Sierra Pacific address for deposits?

What Products Does Sierra Pacific Offer

Does Sierra Pacific offer mortgages?

Compare mortgage rates here.

Does Sierra Pacific offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sierra Pacific offer auto and RV loans?

Compare auto loan rates here.

Does Sierra Pacific offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Sierra Pacific

There are currently no comments for Sierra Pacific. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →