Smw Federal Credit Union

Headquarters

700 Apollo Drive
Lino Lakes, MN 55014
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 5.25% →
2-Year CD N.A. 4.50% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Smw is an NCUA insured institution located in Lino Lakes, MN. It was founded in 1954 and has approximately $67.55 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24363
Date Established 1954
Assets $67.55 million
Loans $57.09 million
Deposits $60.26 million
Capital $7.27 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Anoka, Hennepin, Ramsey or Washington Counties of Minnesota.

Deposit Rates - October 10, 2024

Your Current Location: Virginia, VA 20146

Checking Rates APY MIN FEE
Rewards Checking 3.00% $0 $0.00 Learn MoreShow Less
Advertiser Disclosure

Loan Rates - October 10, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Smw

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Foundation Home Loans, LLC
NMLS ID: 2559614
License#: MC-7844
6.100% 6.000% 0.75 $3,484 $1,919 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.579% 6.490% 0.75 $2,975 $2,021 Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
6.847% 6.750% 1.00 $3,200 $2,076 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Smw
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Smw branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Smw Locations around zip code 20146


BranchDistance Map View Lobby Hours


Climate Policy and Initiatives

SMW is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Smw Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Smw. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Smw U.S. Average
4.89% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Smw had $371,378 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,268,270 in net worth and $321,087 in loans loss reserves. That gives it a Texas Ratio of 4.89%.

Net Worth
Smw U.S. Average
10.76% 13.93%

Smw FCU has a net worth of 10.76% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Smw

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