So Val Tel


4986 E Clinton Way
Fresno, CA 93727
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

So Val Tel is an NCUA insured institution located in Fresno, CA. It was founded in 1953 and has approximately $15.81 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9004
Date Established 1953
Assets $15.81 million
Loans $3.59 million
Deposits $14.34 million
Capital $1.50 million

Deposit Rates - February 27, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for So Val Tel

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Loan Rates - February 27, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SO VAL TEL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

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Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
CityWorth Loans
NMLS ID: 925476
3.309% 3.250% 0.38 $1,862 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Note to SO VAL TEL
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Below are So Val Tel branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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So Val Tel Locations

Financial Details

So Val Tel Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of So Val Tel. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
So Val Tel U.S. Average
1.01% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, So Val Tel had $16,250 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,495,498 in net worth and $112,919 in loans loss reserves. That gives it a Texas Ratio of 1.01%.

Net Worth
So Val Tel U.S. Average
9.29% 12.91%

So Val Tel FCU has a net worth of 9.29% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About So Val Tel

Branches and Savings

What is So Val Tel?

A federal credit union, registered with the NCUA under certificate #9004.
Learn more about credit unions here.

Is So Val Tel FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. So Val Tel is insured by the NCUA.

Who can join So Val Tel?

Please see Field of Membership information above for information on who is eligible to join.

What are So Val Tel's share account and share certificate rates?

So Val Tel's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is So Val Tel?

So Val Tel has total capital of $1.50 million. Full information on So Val Tel's financial position is located above.

Who owns So Val Tel?

Credit Unions are owned by their members.

Where are So Val Tel branches located?

See branch locations nearby.

Are So Val Tel ATMs Open 24/7?

Do So Val Tel ATMs accept cash deposits?

Can So Val Tel customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does So Val Tel have a mobile app?

Does So Val Tel have mobile deposit?

Does So Val Tel have quick pay?

How can So Val Tel transfer money to other banks or credit unions?

Does So Val Tel report to credit bureaus?

Does So Val Tel use Chexsystems?

Does So Val Tel use Equifax?

What is So Val Tel's toll free phone number?

What is So Val Tel's ACH Routing Number?

What is So Val Tel's SWIFT code?

Where can I find So Val Tel's wire transfer form?

What is the So Val Tel address for deposits?

What Products Does So Val Tel Offer

Does So Val Tel offer mortgages?

Compare mortgage rates here.

Does So Val Tel offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does So Val Tel offer auto and RV loans?

Compare auto loan rates here.

Does So Val Tel offer student loans or personal loans?

Compare personal loan rates here.

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