740 County Street
Somerset, MA 02726
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Somerset is an NCUA insured institution located in Somerset, MA. It was founded in 1936 and has approximately $258.98 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24239 |
| Date Established | 1936 |
| Assets | $258.98 million |
| Loans | $169.98 million |
| Deposits | $224.08 million |
| Capital | $32.04 million |
Your Current Location: Wisconsin, WI
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $0 | - |
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|
|
Money Market
|
0.15% | $0 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 7 MONTH
|
3.75% | $1,000 | - |
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|
| 6 Mo CD
|
0.25% | $1,000 | - |
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|
| 12 Mo CD
|
0.45% | $1,000 | - |
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|
| 24 Mo CD
|
0.55% | $1,000 | - |
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|
| 36 Mo CD
|
0.70% | $1,000 | - |
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|
| 48 Mo CD
|
0.80% | $1,000 | - |
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|
| 60 Mo CD
|
1.00% | $1,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Traditional IRA Account
|
0.40% | $0 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.05% | $0 | - | Learn More |
Your Current Location: Wisconsin, WI
There are currently no loan rates available for Somerset
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to Somerset
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Below are Somerset branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Cudahy,Wisconsin
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 885.02 | A | View Lobby Hours | |
| 889.78 | B | View Lobby Hours |
SOMERSET is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Somerset. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Somerset | U.S. Average |
|---|---|
| 3.39% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Somerset had $870,932 in non-current loans and $224,754 in owned assets. To cover these potential losses it had $32,038,731 in net worth and $311,904 in loans loss reserves. That gives it a Texas Ratio of 3.39%.
| Somerset | U.S. Average |
|---|---|
| 12.37% | 14.48% |
Somerset FCU has a net worth of 12.37% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 17, 2026
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