4489 I 75 Business Spur
Sault Sainte Ma, MI 49783
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Soo Co-op is an NCUA insured institution located in Sault Sainte Ma, MI. It was founded in 1958 and has approximately $313.24 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62325 |
| Date Established | 1958 |
| Assets | $313.24 million |
| Loans | $184.39 million |
| Deposits | $272.83 million |
| Capital | $42.07 million |
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.25% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $99 | Learn More |
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Your Current Location: New York, NY 10116
There are currently no loan rates available for Soo Co-op
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Below are Soo Co-op branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 659.10 | A | View Lobby Hours | |
| 674.14 | B | View Lobby Hours | |
| 676.45 | C | View Lobby Hours | |
| 678.26 | D | View Lobby Hours | |
| 678.33 | E | View Lobby Hours | |
| 683.15 | F | View Lobby Hours | |
| 687.71 | G | View Lobby Hours |
SOO CO-OP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Soo Co-op. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Soo Co-op | U.S. Average |
|---|---|
| 3.65% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Soo Co-op had $1,509,174 in non-current loans and $45,450 in owned assets. To cover these potential losses it had $42,065,753 in net worth and $547,065 in loans loss reserves. That gives it a Texas Ratio of 3.65%.
| Soo Co-op | U.S. Average |
|---|---|
| 13.43% | 14.48% |
Soo Co-op FCU has a net worth of 13.43% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 13, 2026
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