SORG BAY WEST

Headquarters

400 N BROAD ST
Middletown, OH 45042
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.75% 1.01% →
2-Year CD 1.01% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Sorg Bay West is an NCUA insured institution located in Middletown, OH. It was founded in 1950 and has approximately $8.9 millions in assets.

NCUA Insured Yes
Charter Number # # 6772
Date Established 1950
Assets $8.90 million
Loans $5.14 million
Deposits $8.00 million
Capital $0.76 million
 

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.01% $10,000 $14,999 Learn More
24 Mo CD
1.01% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SORG BAY WEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to SORG BAY WEST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Sorg Bay West branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Sorg Bay West Locations


Financial Details

Sorg Bay West Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sorg Bay West. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sorg Bay West U.S. Average
35.48% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Sorg Bay West had $265,246 in non-current loans and $10,386 in owned assets. To cover these potential losses it had $762,942 in net worth and $13,870 in loans loss reserves. That gives it a Texas Ratio of 35.48%.

Net Worth
Sorg Bay West U.S. Average
8.56% 13.61%

Sorg Bay West FCU has a net worth of 8.56% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sorg Bay West

Branches and Savings

What is Sorg Bay West?

A federal credit union, registered with the NCUA under certificate #6772.
Learn more about credit unions here.

Is Sorg Bay West FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sorg Bay West?

Please see Field of Membership information above for information on who is eligible to join.

What are Sorg Bay West's share account and share certificate rates?

Sorg Bay West's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sorg Bay West?

Sorg Bay West has total capital of $0.76 million. Full information on Sorg Bay West's financial position is located above.

Who owns Sorg Bay West?

Credit Unions are owned by their members.

Where are Sorg Bay West branches located?

See branch locations nearby.

Are Sorg Bay West ATMs Open 24/7?

Do Sorg Bay West ATMs accept cash deposits?

Can Sorg Bay West customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sorg Bay West have a mobile app?

Does Sorg Bay West have mobile deposit?

Does Sorg Bay West have quick pay?

How can Sorg Bay West transfer money to other banks or credit unions?

Does Sorg Bay West report to credit bureaus?

Does Sorg Bay West use Chexsystems?

Does Sorg Bay West use Equifax?

What is Sorg Bay West's toll free phone number?

What is Sorg Bay West's ACH Routing Number?

What is Sorg Bay West's SWIFT code?

Where can I find Sorg Bay West's wire transfer form?

What is the Sorg Bay West address for deposits?

What Products Does Sorg Bay West Offer

Does Sorg Bay West offer mortgages?

Compare mortgage rates here.

Does Sorg Bay West offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sorg Bay West offer auto and RV loans?

Compare auto loan rates here.

Does Sorg Bay West offer student loans or personal loans?

Compare personal loan rates here.

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