South Sanpete Credit Union

Headquarters

39 S Main St
Manti, UT 84642
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

South Sanpete is an NCUA insured institution located in Manti, UT. It was founded in 1956 and has approximately $1.16 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67130
Date Established 1956
Assets $1.16 million
Loans $0.58 million
Deposits $1.02 million
Capital $0.14 million
 

Deposit Rates - September 29, 2026

Your Current Location: Maine, ME

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Loan Rates - September 29, 2026

Your Current Location: Maine, ME

There are currently no loan rates available for South Sanpete

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Maine 30 Year Fixed Mortgage Rates 2026

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Featured - Maine Home Equity Line Of Credit Rates 2026

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Branches

Below are South Sanpete branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Augusta,Maine


South Sanpete Locations


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Climate Policy and Initiatives

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Financial Details

South Sanpete Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of South Sanpete. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
South Sanpete U.S. Average
2.93% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, South Sanpete had $4,708 in non-current loans and $0 in owned assets. To cover these potential losses it had $137,131 in net worth and $23,500 in loans loss reserves. That gives it a Texas Ratio of 2.93%.

Net Worth
South Sanpete U.S. Average
11.81% 14.48%

South Sanpete FCU has a net worth of 11.81% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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