South Shop


3737 W 127th St
Alsip, IL 60803
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

South Shop is an NCUA insured institution located in Alsip, IL. It was founded in 1938 and has approximately $13.91 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2682
Date Established 1938
Assets $13.91 million
Loans $4.22 million
Deposits $11.73 million
Capital $2.14 million

Deposit Rates - October 15, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for South Shop

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Loan Rates - October 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SOUTH SHOP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.789% 2.750% 0.50 $1,262 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are South Shop branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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South Shop Locations

Climate Initiatives

SOUTH SHOP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

South Shop Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of South Shop. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
South Shop U.S. Average
1.34% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, South Shop had $30,038 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,137,658 in net worth and $99,580 in loans loss reserves. That gives it a Texas Ratio of 1.34%.

Net Worth
South Shop U.S. Average
15.37% 12.22%

South Shop FCU has a net worth of 15.37% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About South Shop

Branches and Savings

What is South Shop?

A federal credit union, registered with the NCUA under certificate #2682.
Learn more about credit unions here.

Is South Shop FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. South Shop is insured by the NCUA.

Who can join South Shop?

Please see Field of Membership information above for information on who is eligible to join.

What are South Shop's share account and share certificate rates?

South Shop's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is South Shop?

South Shop has total capital of $2.14 million. Full information on South Shop's financial position is located above.

Who owns South Shop?

Credit Unions are owned by their members.

Where are South Shop branches located?

See branch locations nearby.

Are South Shop ATMs Open 24/7?

Do South Shop ATMs accept cash deposits?

Can South Shop customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does South Shop have a mobile app?

Does South Shop have mobile deposit?

Does South Shop have quick pay?

How can South Shop transfer money to other banks or credit unions?

Does South Shop report to credit bureaus?

Does South Shop use Chexsystems?

Does South Shop use Equifax?

What is South Shop's toll free phone number?

What is South Shop's ACH Routing Number?

What is South Shop's SWIFT code?

Where can I find South Shop's wire transfer form?

What is the South Shop address for deposits?

What Products Does South Shop Offer

Does South Shop offer mortgages?

Compare mortgage rates here.

Does South Shop offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does South Shop offer auto and RV loans?

Compare auto loan rates here.

Does South Shop offer student loans or personal loans?

Compare personal loan rates here.

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