South Shore Railroad Emp Federal Credit Union

Headquarters

505 N Carroll Ave
Michigan City, IN 46360
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Notable Rates APY Vs.Others
Savings N.A. 2.55% →
1-Year CD N.A. 2.85% →
2-Year CD N.A. 3.20% →
5-Year CD N.A. 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

South Shore Railroad Emp is an NCUA insured institution located in Michigan City, IN. It was founded in 1936 and has approximately $3.87 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1091
Date Established 1936
Assets $3.87 million
Loans $2.21 million
Deposits $3.72 million
Capital $0.15 million
 

Deposit Rates - August 16, 2022

Your Current Location: Connecticut, CT 06828

We do not yet have rates for South Shore Railroad Emp

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There are currently no rates available for South Shore Railroad Emp, but see these great savings and CD rates:

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Loan Rates - August 16, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SOUTH SHORE RAILROAD EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

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Payment
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AmeriSave Mortgage Corporation
NMLS ID: 1168
6.600% 6.500% 0.88 $2,612 $1,581 Learn More
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NMLS ID: 1429243
4.687% 4.625% 0.75 $1,800 $1,286 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
6.698% 6.625% 0.25 $1,875 $1,601 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to SOUTH SHORE RAILROAD EMP
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Branches

Below are South Shore Railroad Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


South Shore Railroad Emp Locations



Climate Initiatives

SOUTH SHORE RAILROAD EMP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

South Shore Railroad Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of South Shore Railroad Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
South Shore Railroad Emp U.S. Average
2.48% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, South Shore Railroad Emp had $4,729 in non-current loans and $0 in owned assets. To cover these potential losses it had $148,366 in net worth and $42,405 in loans loss reserves. That gives it a Texas Ratio of 2.48%.

Net Worth
South Shore Railroad Emp U.S. Average
3.82% 12.28%

South Shore Railroad Emp FCU has a net worth of 3.82% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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