SOUTH SHORE RAILROAD EMP

505 N Carroll Ave
Michigan City, IN 46360

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1091
Date Established 1936
Assets $3.87 million
Loans $2.21 million
Deposits $3.72 million
Capital $0.15 million

South Shore Railroad Emp is an NCUA insured institution located in Michigan City, IN. It was founded in 1936 and has approximately $3.87 millions in assets.

Deposit Rates - September 16, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for South Shore Railroad Emp

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to South Shore Railroad Emp

Note to South Shore Railroad Emp
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for South Shore Railroad Emp, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - September 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SOUTH SHORE RAILROAD EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More
First Internet Bank
NMLS ID: 424182
3.780% 3.750% 0.38 $912 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to SOUTH SHORE RAILROAD EMP
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are South Shore Railroad Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


South Shore Railroad Emp Locations


Financial Details

South Shore Railroad Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of South Shore Railroad Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
South Shore Railroad Emp U.S. Average
2.48% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, South Shore Railroad Emp had $4,729 in non-current loans and $0 in owned assets. To cover these potential losses it had $148,366 in net worth and $42,405 in loans loss reserves. That gives it a Texas Ratio of 2.48%.

Net Worth
South Shore Railroad Emp U.S. Average
3.82% 13.47%

South Shore Railroad Emp FCU has a net worth of 3.82% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About South Shore Railroad Emp

Branches and Savings

What is South Shore Railroad Emp?

A federal credit union, registered with the NCUA under certificate #1091.
Learn more about credit unions here.

Is South Shore Railroad Emp FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join South Shore Railroad Emp?

Please see Field of Membership information above for information on who is eligible to join.

What are South Shore Railroad Emp's share account and share certificate rates?

South Shore Railroad Emp's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is South Shore Railroad Emp?

South Shore Railroad Emp has total capital of $0.15 million. Full information on South Shore Railroad Emp's financial position is located above.

Who owns South Shore Railroad Emp?

Credit Unions are owned by their members.

Where are South Shore Railroad Emp branches located?

See branch locations nearby.

Are South Shore Railroad Emp ATMs Open 24/7?

Do South Shore Railroad Emp ATMs accept cash deposits?

Can South Shore Railroad Emp customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does South Shore Railroad Emp have a mobile app?

Does South Shore Railroad Emp have mobile deposit?

Does South Shore Railroad Emp have quick pay?

How can South Shore Railroad Emp transfer money to other banks or credit unions?

Does South Shore Railroad Emp report to credit bureaus?

Does South Shore Railroad Emp use Chexsystems?

Does South Shore Railroad Emp use Equifax?

What is South Shore Railroad Emp's toll free phone number?

What is South Shore Railroad Emp's ACH Routing Number?

What is South Shore Railroad Emp's SWIFT code?

Where can I find South Shore Railroad Emp's wire transfer form?

What is the South Shore Railroad Emp address for deposits?

What Products Does South Shore Railroad Emp Offer

Does South Shore Railroad Emp offer mortgages?

Compare mortgage rates here.

Does South Shore Railroad Emp offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does South Shore Railroad Emp offer auto and RV loans?

Compare auto loan rates here.

Does South Shore Railroad Emp offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for South Shore Railroad Emp

There are currently no comments for South Shore Railroad Emp. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →