SOUTH TEXAS

PO BOX 3309
Mcallen, TX 78502

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8237
Date Established 1952
Assets $44.69 million
Loans $22.45 million
Deposits $41.92 million
Capital $2.66 million

South Texas is an NCUA insured institution located in Mcallen, TX. It was founded in 1952 and has approximately $44.69 millions in assets.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for South Texas

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Note to South Texas
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There are currently no rates available for South Texas, but see these great savings and CD rates:

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Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SOUTH TEXAS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to SOUTH TEXAS
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Branches

Below are South Texas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


South Texas Locations


Financial Details

South Texas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of South Texas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
South Texas U.S. Average
12.05% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, South Texas had $340,923 in non-current loans and $28,367 in owned assets. To cover these potential losses it had $2,664,646 in net worth and $400,000 in loans loss reserves. That gives it a Texas Ratio of 12.05%.

Net Worth
South Texas U.S. Average
6.29% 13.47%

South Texas FCU has a net worth of 6.29% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About South Texas

Branches and Savings

What is South Texas?

A federal credit union, registered with the NCUA under certificate #8237.
Learn more about credit unions here.

Is South Texas FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join South Texas?

Please see Field of Membership information above for information on who is eligible to join.

What are South Texas's share account and share certificate rates?

South Texas's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is South Texas?

South Texas has total capital of $2.66 million. Full information on South Texas's financial position is located above.

Who owns South Texas?

Credit Unions are owned by their members.

Where are South Texas branches located?

See branch locations nearby.

Are South Texas ATMs Open 24/7?

Do South Texas ATMs accept cash deposits?

Can South Texas customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does South Texas have a mobile app?

Does South Texas have mobile deposit?

Does South Texas have quick pay?

How can South Texas transfer money to other banks or credit unions?

Does South Texas report to credit bureaus?

Does South Texas use Chexsystems?

Does South Texas use Equifax?

What is South Texas's toll free phone number?

What is South Texas's ACH Routing Number?

What is South Texas's SWIFT code?

Where can I find South Texas's wire transfer form?

What is the South Texas address for deposits?

What Products Does South Texas Offer

Does South Texas offer mortgages?

Compare mortgage rates here.

Does South Texas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does South Texas offer auto and RV loans?

Compare auto loan rates here.

Does South Texas offer student loans or personal loans?

Compare personal loan rates here.

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