PO Box 1556
Laredo, TX 78042


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 7024
Date Established 1950
Assets $6.39 million
Loans $5.32 million
Deposits $5.89 million
Capital $0.50 million

South Texas Regional is an NCUA insured institution located in Laredo, TX. It was founded in 1950 and has approximately $6.39 millions in assets.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $1,000 - Learn MoreShow Less
12 Mo CD
0.40% $1,000 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SOUTH TEXAS REGIONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
3.657% 3.625% 0.38 $980 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are South Texas Regional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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South Texas Regional Locations

Financial Details

South Texas Regional Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of South Texas Regional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
South Texas Regional U.S. Average
6.81% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, South Texas Regional had $36,189 in non-current loans and $0 in owned assets. To cover these potential losses it had $496,009 in net worth and $35,323 in loans loss reserves. That gives it a Texas Ratio of 6.81%.

Net Worth
South Texas Regional U.S. Average
7.75% 13.47%

South Texas Regional FCU has a net worth of 7.75% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About South Texas Regional

Branches and Savings

What is South Texas Regional?

A federal credit union, registered with the NCUA under certificate #7024.
Learn more about credit unions here.

Is South Texas Regional FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join South Texas Regional?

Please see Field of Membership information above for information on who is eligible to join.

What are South Texas Regional's share account and share certificate rates?

South Texas Regional's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is South Texas Regional?

South Texas Regional has total capital of $0.50 million. Full information on South Texas Regional's financial position is located above.

Who owns South Texas Regional?

Credit Unions are owned by their members.

Where are South Texas Regional branches located?

See branch locations nearby.

Are South Texas Regional ATMs Open 24/7?

Do South Texas Regional ATMs accept cash deposits?

Can South Texas Regional customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does South Texas Regional have a mobile app?

Does South Texas Regional have mobile deposit?

Does South Texas Regional have quick pay?

How can South Texas Regional transfer money to other banks or credit unions?

Does South Texas Regional report to credit bureaus?

Does South Texas Regional use Chexsystems?

Does South Texas Regional use Equifax?

What is South Texas Regional's toll free phone number?

What is South Texas Regional's ACH Routing Number?

What is South Texas Regional's SWIFT code?

Where can I find South Texas Regional's wire transfer form?

What is the South Texas Regional address for deposits?

What Products Does South Texas Regional Offer

Does South Texas Regional offer mortgages?

Compare mortgage rates here.

Does South Texas Regional offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does South Texas Regional offer auto and RV loans?

Compare auto loan rates here.

Does South Texas Regional offer student loans or personal loans?

Compare personal loan rates here.

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