SOUTHERN TEACHERS & PARENTS

Headquarters

728 HARDING BLVD
Baton Rouge, LA 70807
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Southern Teachers & Parents is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1937 and has approximately $28.7 millions in assets.

NCUA Insured Yes
Charter Number # # 2068
Date Established 1937
Assets $28.70 million
Loans $11.81 million
Deposits $26.27 million
Capital $2.14 million
 

Field of Membership Restrictions

Membership is open to employees and alumni of Southern University, East Baton Rouge, members of West Feliciana Parish PTA, employees of West Feliciana Parish, Lafourche Parish and Assumption Parish School Systems, Coleridge Franklin M.D, Prestige Home Healthcare, Betr-Care Inc, Home-Care PCA, Lafourche Parish Juvenile Justice Facility, the city of Thibodaux, and select area churches.

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Southern Teachers & Parents

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Note to Southern Teachers & Parents
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Advertiser Disclosure

Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SOUTHERN TEACHERS & PARENTS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
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Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.539% 2.500% 0.50 $1,304 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to SOUTHERN TEACHERS & PARENTS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Southern Teachers & Parents branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Southern Teachers & Parents Locations


Financial Details

Southern Teachers & Parents Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southern Teachers & Parents. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southern Teachers & Parents U.S. Average
14.34% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Southern Teachers & Parents had $351,277 in non-current loans and $10,765 in owned assets. To cover these potential losses it had $2,139,635 in net worth and $385,880 in loans loss reserves. That gives it a Texas Ratio of 14.34%.

Net Worth
Southern Teachers & Parents U.S. Average
7.45% 13.61%

Southern Teachers & Parents FCU has a net worth of 7.45% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Southern Teachers & Parents

Branches and Savings

What is Southern Teachers & Parents?

A federal credit union, registered with the NCUA under certificate #2068.
Learn more about credit unions here.

Is Southern Teachers & Parents FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Southern Teachers & Parents?

Please see Field of Membership information above for information on who is eligible to join.

What are Southern Teachers & Parents's share account and share certificate rates?

Southern Teachers & Parents's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Southern Teachers & Parents?

Southern Teachers & Parents has total capital of $2.14 million. Full information on Southern Teachers & Parents's financial position is located above.

Who owns Southern Teachers & Parents?

Credit Unions are owned by their members.

Where are Southern Teachers & Parents branches located?

See branch locations nearby.

Are Southern Teachers & Parents ATMs Open 24/7?

Do Southern Teachers & Parents ATMs accept cash deposits?

Can Southern Teachers & Parents customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Southern Teachers & Parents have a mobile app?

Does Southern Teachers & Parents have mobile deposit?

Does Southern Teachers & Parents have quick pay?

How can Southern Teachers & Parents transfer money to other banks or credit unions?

Does Southern Teachers & Parents report to credit bureaus?

Does Southern Teachers & Parents use Chexsystems?

Does Southern Teachers & Parents use Equifax?

What is Southern Teachers & Parents's toll free phone number?

What is Southern Teachers & Parents's ACH Routing Number?

What is Southern Teachers & Parents's SWIFT code?

Where can I find Southern Teachers & Parents's wire transfer form?

What is the Southern Teachers & Parents address for deposits?

What Products Does Southern Teachers & Parents Offer

Does Southern Teachers & Parents offer mortgages?

Compare mortgage rates here.

Does Southern Teachers & Parents offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Southern Teachers & Parents offer auto and RV loans?

Compare auto loan rates here.

Does Southern Teachers & Parents offer student loans or personal loans?

Compare personal loan rates here.

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