Southern Teachers & Parents Federal Credit Union

Headquarters

728 Harding Blvd
Baton Rouge, LA 70807
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Southern Teachers & Parents is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1937 and has approximately $32.2 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2068
Date Established 1937
Assets $32.20 million
Loans $13.71 million
Deposits $29.67 million
Capital $2.38 million
 

Field of Membership Restrictions

Membership is open to employees and alumni of Southern University, East Baton Rouge, members of West Feliciana Parish PTA, employees of West Feliciana Parish, Lafourche Parish and Assumption Parish School Systems, Coleridge Franklin M.D, Prestige Home Healthcare, Betr-Care Inc, Home-Care PCA, Lafourche Parish Juvenile Justice Facility, the city of Thibodaux, and select area churches.

Deposit Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Southern Teachers & Parents

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Advertiser Disclosure

Loan Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SOUTHERN TEACHERS & PARENTS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.910% 2.875% 0.50 $1,130 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
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4.990 %
$0 Learn More
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Note to SOUTHERN TEACHERS & PARENTS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Southern Teachers & Parents branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Southern Teachers & Parents Locations



Climate Initiatives

SOUTHERN TEACHERS & PARENTS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Southern Teachers & Parents Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southern Teachers & Parents. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southern Teachers & Parents U.S. Average
8.58% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Southern Teachers & Parents had $194,380 in non-current loans and $29,500 in owned assets. To cover these potential losses it had $2,379,213 in net worth and $228,841 in loans loss reserves. That gives it a Texas Ratio of 8.58%.

Net Worth
Southern Teachers & Parents U.S. Average
7.38% 12.22%

Southern Teachers & Parents FCU has a net worth of 7.38% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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