Southern Teachers & Parents


728 Harding Blvd
Baton Rouge, LA 70807
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Southern Teachers & Parents is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1937 and has approximately $30.65 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2068
Date Established 1937
Assets $30.65 million
Loans $12.05 million
Deposits $28.06 million
Capital $2.27 million

Field of Membership Restrictions

Membership is open to employees and alumni of Southern University, East Baton Rouge, members of West Feliciana Parish PTA, employees of West Feliciana Parish, Lafourche Parish and Assumption Parish School Systems, Coleridge Franklin M.D, Prestige Home Healthcare, Betr-Care Inc, Home-Care PCA, Lafourche Parish Juvenile Justice Facility, the city of Thibodaux, and select area churches.

Deposit Rates - March 5, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Southern Teachers & Parents

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Advertiser Disclosure

Loan Rates - March 5, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SOUTHERN TEACHERS & PARENTS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.827% 2.750% 1.00 $2,500 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
First Internet Bank
NMLS ID: 424182
3.057% 3.000% 0.75 $1,810 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



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Financial Details

Southern Teachers & Parents Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southern Teachers & Parents. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southern Teachers & Parents U.S. Average
10.89% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Southern Teachers & Parents had $269,918 in non-current loans and $12,000 in owned assets. To cover these potential losses it had $2,271,903 in net worth and $317,485 in loans loss reserves. That gives it a Texas Ratio of 10.89%.

Net Worth
Southern Teachers & Parents U.S. Average
7.41% 12.91%

Southern Teachers & Parents FCU has a net worth of 7.41% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Southern Teachers & Parents

Branches and Savings

What is Southern Teachers & Parents?

A federal credit union, registered with the NCUA under certificate #2068.
Learn more about credit unions here.

Is Southern Teachers & Parents FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Southern Teachers & Parents is insured by the NCUA.

Who can join Southern Teachers & Parents?

Please see Field of Membership information above for information on who is eligible to join.

What are Southern Teachers & Parents's share account and share certificate rates?

Southern Teachers & Parents's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Southern Teachers & Parents?

Southern Teachers & Parents has total capital of $2.27 million. Full information on Southern Teachers & Parents's financial position is located above.

Who owns Southern Teachers & Parents?

Credit Unions are owned by their members.

Where are Southern Teachers & Parents branches located?

See branch locations nearby.

Are Southern Teachers & Parents ATMs Open 24/7?

Do Southern Teachers & Parents ATMs accept cash deposits?

Can Southern Teachers & Parents customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Southern Teachers & Parents have a mobile app?

Does Southern Teachers & Parents have mobile deposit?

Does Southern Teachers & Parents have quick pay?

How can Southern Teachers & Parents transfer money to other banks or credit unions?

Does Southern Teachers & Parents report to credit bureaus?

Does Southern Teachers & Parents use Chexsystems?

Does Southern Teachers & Parents use Equifax?

What is Southern Teachers & Parents's toll free phone number?

What is Southern Teachers & Parents's ACH Routing Number?

What is Southern Teachers & Parents's SWIFT code?

Where can I find Southern Teachers & Parents's wire transfer form?

What is the Southern Teachers & Parents address for deposits?

What Products Does Southern Teachers & Parents Offer

Does Southern Teachers & Parents offer mortgages?

Compare mortgage rates here.

Does Southern Teachers & Parents offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Southern Teachers & Parents offer auto and RV loans?

Compare auto loan rates here.

Does Southern Teachers & Parents offer student loans or personal loans?

Compare personal loan rates here.

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