SOUTHWEST

PO Box 95410
Albuquerque, NM 87199

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 964
Date Established 1936
Assets $62.06 million
Loans $32.45 million
Deposits $57.14 million
Capital $4.93 million

Southwest is an NCUA insured institution located in Albuquerque, NM. It was founded in 1936 and has approximately $62.06 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in San Juan County, New Mexico and employees of select area organizations.

Deposit Rates - August 19, 2018

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.65% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.90% $1,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.00% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.50% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.10% $2,500 $4,999 Learn MoreShow Less
MM 10K
0.20% $5,000 $24,999 Learn MoreShow Less
MM 25K
0.30% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $100 - Learn MoreShow Less

Loan Rates - August 19, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SOUTHWEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.740% $291.47 Learn More

Note to SOUTHWEST
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Southwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Southwest Locations

Financial Details

Southwest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southwest U.S. Average
12.53% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Southwest had $389,673 in non-current loans and $245,029 in owned assets. To cover these potential losses it had $4,934,124 in net worth and $131,768 in loans loss reserves. That gives it a Texas Ratio of 12.53%.

Net Worth
Southwest U.S. Average
7.95% 13.08%

Southwest FCU has a net worth of 7.95% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Southwest

What is Southwest?

A federal credit union, registered with the NCUA under certificate #964.
Learn more about credit unions here.

Is Southwest FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Southwest?

Please see Field of Membership information above for information on who is eligible to join.

What are Southwest's share account and share certificate rates?

Southwest's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Southwest?

Southwest has total capital of $4.93 million. Full information on Southwest's financial position is located above.

Who owns Southwest?

Credit Unions are owned by their members.

Where are Southwest branches located?

See branch locations nearby.

Are Southwest ATMs Open 24/7?

Do Southwest ATMs accept cash deposits?

Can Southwest customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Southwest have a mobile app?

Does Southwest have mobile deposit?

Does Southwest have quick pay?

How can Southwest transfer money to other banks or credit unions?

Does Southwest report to credit bureaus?

Does Southwest use Chexsystems?

Does Southwest use Equifax?

What is Southwest's toll free phone number?

What is Southwest's ACH Routing Number?

What is Southwest's SWIFT code?

Where can I find Southwest's wire transfer form?

What is the Southwest address for deposits?

What Products Does Southwest Offer

Does Southwest offer mortgages?

Compare mortgage rates here.

Does Southwest offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Southwest offer auto and RV loans?

Compare auto loan rates here.

Does Southwest offer student loans or personal loans?

Compare personal loan rates here.

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