Southwest Federal Credit Union

Headquarters

Po Box 95410
Albuquerque, NM 87199
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 3.05% →
1-Year CD 0.40% 3.30% →
2-Year CD 0.60% 3.56% →
5-Year CD 1.00% 3.75% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Southwest is an NCUA insured institution located in Albuquerque, NM. It was founded in 1936 and has approximately $79.12 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 964
Date Established 1936
Assets $79.12 million
Loans $33.13 million
Deposits $75.06 million
Capital $5.68 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in San Juan County, New Mexico and employees of select area organizations.

Deposit Rates - September 26, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
0.70% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 26, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SOUTHWEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
6.074% 5.990% 0.88 $2,258 $1,498 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
6.254% 6.125% 1.00 $3,452 $1,520 Learn More
Rocket Mortgage
NMLS ID: 3030
6.998% 6.875% 0.75 $3,125 $1,643 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
5.740 %
After Intro: 6.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to SOUTHWEST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Southwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Southwest Locations



Climate Initiatives

SOUTHWEST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Southwest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southwest U.S. Average
5.07% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Southwest had $20,250 in non-current loans and $275,287 in owned assets. To cover these potential losses it had $5,682,398 in net worth and $141,439 in loans loss reserves. That gives it a Texas Ratio of 5.07%.

Net Worth
Southwest U.S. Average
7.18% 12.28%

Southwest FCU has a net worth of 7.18% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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