SOUTHWEST COMMUNITIES

213 Pine Street
Carnegie, PA 15106

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 3278
Date Established 1939
Assets $17.91 million
Loans $8.23 million
Deposits $16.27 million
Capital $1.63 million

Southwest Communities is an NCUA insured institution located in Carnegie, PA. It was founded in 1939 and has approximately $17.91 millions in assets.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Southwest Communities

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Note to Southwest Communities
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There are currently no rates available for Southwest Communities, but see these great savings and CD rates:

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Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SOUTHWEST COMMUNITIES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to SOUTHWEST COMMUNITIES
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Branches

Below are Southwest Communities branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Southwest Communities Locations


Financial Details

Southwest Communities Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southwest Communities. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southwest Communities U.S. Average
9.62% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Southwest Communities had $153,034 in non-current loans and $9,564 in owned assets. To cover these potential losses it had $1,631,353 in net worth and $58,784 in loans loss reserves. That gives it a Texas Ratio of 9.62%.

Net Worth
Southwest Communities U.S. Average
9.1% 13.47%

Southwest Communities FCU has a net worth of 9.1% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Southwest Communities

Branches and Savings

What is Southwest Communities?

A federal credit union, registered with the NCUA under certificate #3278.
Learn more about credit unions here.

Is Southwest Communities FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Southwest Communities?

Please see Field of Membership information above for information on who is eligible to join.

What are Southwest Communities's share account and share certificate rates?

Southwest Communities's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Southwest Communities?

Southwest Communities has total capital of $1.63 million. Full information on Southwest Communities's financial position is located above.

Who owns Southwest Communities?

Credit Unions are owned by their members.

Where are Southwest Communities branches located?

See branch locations nearby.

Are Southwest Communities ATMs Open 24/7?

Do Southwest Communities ATMs accept cash deposits?

Can Southwest Communities customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Southwest Communities have a mobile app?

Does Southwest Communities have mobile deposit?

Does Southwest Communities have quick pay?

How can Southwest Communities transfer money to other banks or credit unions?

Does Southwest Communities report to credit bureaus?

Does Southwest Communities use Chexsystems?

Does Southwest Communities use Equifax?

What is Southwest Communities's toll free phone number?

What is Southwest Communities's ACH Routing Number?

What is Southwest Communities's SWIFT code?

Where can I find Southwest Communities's wire transfer form?

What is the Southwest Communities address for deposits?

What Products Does Southwest Communities Offer

Does Southwest Communities offer mortgages?

Compare mortgage rates here.

Does Southwest Communities offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Southwest Communities offer auto and RV loans?

Compare auto loan rates here.

Does Southwest Communities offer student loans or personal loans?

Compare personal loan rates here.

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