Sru

Headquarters

100 Arrowhead Drive
Slippery Rock, PA 16057
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.66% →
1-Year CD 0.65% 0.75% →
2-Year CD 1.01% 0.75% →
5-Year CD 1.41% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sru is an NCUA insured institution located in Slippery Rock, PA. It was founded in 1958 and has approximately $55.38 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12654
Date Established 1958
Assets $55.38 million
Loans $18.97 million
Deposits $49.13 million
Capital $6.13 million
 

Field of Membership Restrictions

Membership is open employees of Slippery Rock University or other select affiliates. Also open to those who live, work, worship or attend school in a select portion of Slippery Rock Borough or Slippery Rock Township, Butler County, Pennsylvania.

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.01% $10,000 $14,999 Learn More
24 Mo CD
1.01% $100,000 $199,999 Learn More
30 Mo CD
1.11% $10,000 $14,999 Learn More
30 Mo CD
1.11% $100,000 $199,999 Learn More
36 Mo CD
1.21% $10,000 $14,999 Learn More
36 Mo CD
1.21% $100,000 $199,999 Learn More
48 Mo CD
1.31% $10,000 $14,999 Learn More
48 Mo CD
1.31% $100,000 $199,999 Learn More
60 Mo CD
1.41% $10,000 $14,999 Learn More
60 Mo CD
1.41% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SRU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.698% 2.625% 1.00 $2,370 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to SRU
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Sru branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Financial Details

Sru Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sru. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sru U.S. Average
4.06% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Sru had $250,812 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,134,857 in net worth and $42,914 in loans loss reserves. That gives it a Texas Ratio of 4.06%.

Net Worth
Sru U.S. Average
11.07% 12.67%

Sru FCU has a net worth of 11.07% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sru

Branches and Savings

What is Sru?

A federal credit union, registered with the NCUA under certificate #12654.
Learn more about credit unions here.

Is Sru FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sru is insured by the NCUA.

Who can join Sru?

Please see Field of Membership information above for information on who is eligible to join.

What are Sru's share account and share certificate rates?

Sru's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sru?

Sru has total capital of $6.13 million. Full information on Sru's financial position is located above.

Who owns Sru?

Credit Unions are owned by their members.

Where are Sru branches located?

See branch locations nearby.

Are Sru ATMs Open 24/7?

Do Sru ATMs accept cash deposits?

Can Sru customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sru have a mobile app?

Does Sru have mobile deposit?

Does Sru have quick pay?

How can Sru transfer money to other banks or credit unions?

Does Sru report to credit bureaus?

Does Sru use Chexsystems?

Does Sru use Equifax?

What is Sru's toll free phone number?

What is Sru's ACH Routing Number?

What is Sru's SWIFT code?

Where can I find Sru's wire transfer form?

What is the Sru address for deposits?

What Products Does Sru Offer

Does Sru offer mortgages?

Compare mortgage rates here.

Does Sru offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sru offer auto and RV loans?

Compare auto loan rates here.

Does Sru offer student loans or personal loans?

Compare personal loan rates here.

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