ST. JOSEPH MERCY HOSPITAL PONTIAC

Headquarters

44555 Woodward Avenue, Ste #90
Pontiac, MI 48341
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

St. Joseph Mercy Hospital Pontiac is an NCUA insured institution located in Pontiac, MI. It was founded in 1957 and has approximately $12.67 millions in assets.

NCUA Insured Yes
Charter Number # # 11978
Date Established 1957
Assets $12.67 million
Loans $5.44 million
Deposits $12.07 million
Capital $0.29 million
 

Deposit Rates - January 19, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - January 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ST. JOSEPH MERCY HOSPITAL PONTIAC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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AimLoan.com
NMLS ID: 2890
License#: 13256
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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Third Federal Savings and Loans
Third Federal Savings and Loans
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2.240 %
$0 Learn More
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Branches

Below are St. Joseph Mercy Hospital Pontiac branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


St. Joseph Mercy Hospital Pontiac Locations


Financial Details

St. Joseph Mercy Hospital Pontiac Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of St. Joseph Mercy Hospital Pontiac. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
St. Joseph Mercy Hospital Pontiac U.S. Average
6.94% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, St. Joseph Mercy Hospital Pontiac had $12,423 in non-current loans and $41,200 in owned assets. To cover these potential losses it had $292,338 in net worth and $480,597 in loans loss reserves. That gives it a Texas Ratio of 6.94%.

Net Worth
St. Joseph Mercy Hospital Pontiac U.S. Average
2.3% 12.91%

St. Joseph Mercy Hospital Pontiac FCU has a net worth of 2.3% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About St. Joseph Mercy Hospital Pontiac

Branches and Savings

What is St. Joseph Mercy Hospital Pontiac?

A federal credit union, registered with the NCUA under certificate #11978.
Learn more about credit unions here.

Is St. Joseph Mercy Hospital Pontiac FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join St. Joseph Mercy Hospital Pontiac?

Please see Field of Membership information above for information on who is eligible to join.

What are St. Joseph Mercy Hospital Pontiac's share account and share certificate rates?

St. Joseph Mercy Hospital Pontiac's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is St. Joseph Mercy Hospital Pontiac?

St. Joseph Mercy Hospital Pontiac has total capital of $0.29 million. Full information on St. Joseph Mercy Hospital Pontiac's financial position is located above.

Who owns St. Joseph Mercy Hospital Pontiac?

Credit Unions are owned by their members.

Where are St. Joseph Mercy Hospital Pontiac branches located?

See branch locations nearby.

Are St. Joseph Mercy Hospital Pontiac ATMs Open 24/7?

Do St. Joseph Mercy Hospital Pontiac ATMs accept cash deposits?

Can St. Joseph Mercy Hospital Pontiac customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does St. Joseph Mercy Hospital Pontiac have a mobile app?

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What Products Does St. Joseph Mercy Hospital Pontiac Offer

Does St. Joseph Mercy Hospital Pontiac offer mortgages?

Compare mortgage rates here.

Does St. Joseph Mercy Hospital Pontiac offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does St. Joseph Mercy Hospital Pontiac offer auto and RV loans?

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Does St. Joseph Mercy Hospital Pontiac offer student loans or personal loans?

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